Release Notes

2025-03-31

Credit Insights

• Feature Add GET /account endpoints for Business

2025-03-06

Credit Insights

• Feature Add personalDetails.identity.documentNumber to the GET /customers

2025-01-22

Credit Insights

• Feature Add new source REFRESH_WITH_NEW_ACCOUNTSto the GET /analyses

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"source": "REFRESH_WITH_NEW_ACCOUNTS"

2025-01-08

Credit Insights

• Feature Release our business endpoints:

  • GET /business/{id}/analyses​
  • POST /business/{id}/analyses​
  • PATCH /business/{id}/analyses​

• Improvement Add LOAN_REPAYMENT_FAST to monthlyLoanRepayments categories in GET /Essentials

2024-12-05

Credit Insights

• Feature Add signed endpoints:
  • /essentials/id/jws
  • /analyses/id/jws​
  • /accounts/jws
  • /transactions/jws​

2024-11-26

Credit Insights

• Feature Add businesses endpoints

2024-11-07`

Credit Insights

• Feature Add usage to differentiate customers between consumer and business in GET /customers

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"usage": "CONSUMER"    //or "BUSINESS"

2024-09-11

Credit Insights

• Improvement Update on Essentials: Add REVERSIONARY_PENSION in monthlyRegularIncome and SPLIT_PAYMENT in monthlyLoanRepayments

2024-07-31

Credit Insights

• Improvement Add more categories in the property redflags from Essentials :
  • FEES_PREVENTIVE_SEIZURE
  • PROVISION_PREVENTIVE_SEIZURE
  • RELEASE_PREVENTIVE_SEIZURE

2024-07-09

Credit Insights

• Improvement Add property userJourneyState. This enhancement allows customers who use our Credit Insights alongside our Transaction Data product to get the latest step reached by the customer. Please refer to our API reference to get to know all the states possible: GET customers
• Example :

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{ "userJourneyState": "AGGREGATION_STARTED" }

2024-05-05

Credit Insights

• Feature Release of our endpoint trigger Analysis. This endpoint allows you to initiate an analysis at your discretion. You have the flexibility to include the accounts in several PATCH /analyses/:id requests, and then initiate the analysis once all the accounts have been successfully patched.

📆 2023-09-13

Credit Insights

• Feature Beta release of our Reports endpoints 🎉 Refer to the Reports section on our API reference for more information.

📆 2023-08-01

Credit Insights

• Feature New Analysis Period Configuration : MONTHS. It will analyze the N last rolling months. For more information about all the analysis' period available, please refer to this page.

📆 2023-04-13

Credit Insights

• Feature Add new endpoint for having the daily balances for all accounts at once.

📆 2023-03-01

Credit Insights

• Feature Beta release of our Essentials endpoint 🎉 Refer to the Essentials page for more information.
• Add a new categories for the UK : ALLOWANCE_DISABILITY

📆 2022-09-12

Credit Insights

• Feature Beta release of our ActivityScore 🎉 Refer to the Activity Score description page for more information.

📆 2022-08-31

Credit Insights

• Feature Add new property debtCollection in /GET Risk Indicators . Use this property to gather all transactions categorized as DEBT_COLLECTION.

📆 2022-08-03

Credit Insights

• Improvement Add new parameter monthlyAmountExcludingMonthsWithoutValues in /GET Income , /GET Expenses and /GET Loan. This new average ignores the months where the category does not appear.

📆 2022-07-25

Credit Insights

• Feature Add four new categories for the UK : LOAN_DRAWDOWN_FAST , LOAN_DRAWDOWN_STUDENT, LOAN_REPAYMENT_FAST, LOAN_REPAYMENT_STUDENT .
• Feature Add the property report.completedAnalyses in the /GET customers API to filter customers' :
  • Number of analysis with COMPLETED status
  • Last completed analysis date
  • URL of the last analysis

📆 2022-06-23

Credit Insights

• Feature Add relatedAccountIds field in Account model. It links CREDIT_CARD account with one CHECKING account when there is at least one reset payment between them.
• Feature Set isComputed: false in the /POST analysis API to exclude an account of the analysis.

API Reference

• Feature Add the number of credit cards account in the Analysis' metadata.

📆 2022-05-12

Credit Score and Payment Score

• Feature Handle non-euro accounts. Supported currency is linked to selected project’s market

📆 2022-05-10

Credit Insights

• Feature Add a new event to the subscription: analysis_failed which lets you know if an error occurred on an Analysis.

📆 2022-05-02

Credit Insights

• Bug fixed Exclude UNKNOWN accounts from the Analysis to prevent errors.

📆 2022-03-17

API reference

• Feature Algoan now support Budget Insight format in creating and updating analyses. Refer to the Aggregator Raw Data section for more information.

Credit Insights

• Improvement Algoan now support Budget Insight format in creating and updating analyses.
• Improvement Include REJECTION_LOAN_REPAYMENT categories in the paymentRejections indicator

📆 2022-02-24

Credit Insights

• Bug fixed Always compute daily balances when a least one product is active
• Feature Add the Ownership indicator in the Account model

📆 2022-01-25

Credit Insights

• Feature Add a new category: FREELANCE
• Feature Add loan.lendingOrganizations to show financial institutions from users' transactions (only available for the French market 🇫🇷)
• Feature Add income.employers to describe the user employer's name from their transactions (only available for the French market 🇫🇷)
• Feature Add links feature in model
• Improvement Add enrichements.isInternationalTransfer flag in Transaction model is added to inform that the transaction has been transferred to or from another country

Payment Score

• Feature 🎉 Official first release. Refer to the Product description to have more information.