API reference - PDF Bank Statement Analysis 2.0.0

API for creating analyses from PDF bank statements using document extraction technology.

Server

https://api.algoan.com

Authentication

Each requests must be set with an Authorization header using a Bearer JSON Web Token after authenticating with your client credentials.

Authentication

Algoan provides JSON Web Tokens based on the OAuth2 protocol to authenticate your organization. When you create a new project, you will need to use the service account shared by Algoan containing a client_id and a client_secret.

NOTE: this is the only API where request's parameters are formatted as snake case.

POST

/v1/oauth/token

Create a new access token

Generates a new access token to use Algoan's APIs

Auth

Request Body

OAuth2 request body with two grant types - client_credentials and refresh_token

object	object	Auth request body to generate a new access token
client_id	string	Your client ID
client_secret	uuid	Your client secret
grant_type	string	Specify the type of grant access Enum: `client_credentials`

POST /v1/oauth/token

 
curl --request POST \ --url 'https://api.algoan.com/v1/oauth/token' \ --header 'Authorization: Bearer {token}'
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Responses

201

Access Token instance

object	object
access_token	string	The access token required for each API.
expires_in	number	Number of seconds until the access token expires
refresh_expires_in	number	Number of seconds until the refresh token expires
refresh_token	string	Refresh token used to generate a new access token
token_type	string	Type of access token (will always be set to `bearer`)

Response

 
{ "access_token": "eyJhbGciOiJSUzI1NiIsInR5cCIgOiAiSldUIi...5jUKEv5KyzShp5pqg", "expires_in": 86400, "refresh_expires_in": 864000, "refresh_token": "eyJhbGciOiJIUzI1NiIsInR5...fsWGA82PQC_6OXoyU4", "token_type": "bearer"}
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Customer

represents a user able to connect/aggregate their bank accounts. It is unique per organization, project and custom identifier.

POST

/v2/customers

Create a customer

Creates a new customer instance

Auth

Request Body

New customer to create

object	object	Information about a customer and its journey through Algoan.
customIdentifier	string	A custom identifier that will be attached to your customer. This can be used to identify a customer based on your internal reference.
aggregationDetails9 fields	object	Information about the AIS provider used for this report
callbackUrl	string	Callback URL set for a customer. Used to redirect the customer back to your user journey if you are using the aggregation in `REDIRECT` mode.
token	string	Temporary access token set for Algoan's UI to communicate with the aggregator's API
redirectUrl	string	Redirect URL used for the end-user. Specific to REDIRECT mode
apiUrl	string	URL used to call API using API mode
iframeUrl	string	Iframe URL used for the end-user. Specific to IFRAME mode
userId	string	Aggregator user identifier If the value is reset, it means the user access has been revoked.
clientId	string	Aggregator client ID used to authenticate a user with your organization
personalDetails3 fields	object	Personal information about the customer
nationality	string	Nationality (ISO alpha-2)
firstName	string	First name
lastName	string	Last name
birthName	string	Birth name
birthDate	date	Birth date
birthCity	string	birth city
birthZipCode	string	Birth Zip Code
birthCountry	string	Birth country
documentNumber	string	ID number from official documents such as passport, national id number, etc.
contact7 fields	object	Contact information about a customer
email	string	Electronic mail address
phoneNumber	string	Customer's phone number
street	string
additionalInformation	string	Additional information about the mailing address
city	string	City's mailing address of the customer
zipCode	string	Mailing address zip code of the customer
country	string	Mailing address country of the customer
household3 fields	object	Household information about a customer
maritalStatus	string	The marital status of the customer Enum: `COHABITING`,`DIVORCED`,`MARRIED`,`SEPARATED`,`SINGLE`,`WIDOWED`,`CIVIL_PARTNERSHIP`
numberOfDependentChildren	number	The number of children the customer looks after
numberOfOtherDependents	number	The number of other people the customer is in charge of

POST /v2/customers

 
curl --request POST \ --url 'https://api.algoan.com/v2/customers' \ --header 'Authorization: Bearer {token}' \ --data '{  "customIdentifier": "my_id_43523",  "aggregationDetails": {    "callbackUrl": "{string}",    "token": "{string}",    "redirectUrl": "{string}",    "apiUrl": "{string}",    "iframeUrl": "{string}",    "userId": "{string}",    "clientId": "{string}"  },  "personalDetails": {    "identity": "{}",    "contact": {      "email": "test@algoan.com",      "phoneNumber": "+33611223344",      "street": "151 rue saint denis",      "additionalInformation": "second Floor",      "city": "Paris",      "zipCode": 75002,      "country": "FR"    },    "household": {      "maritalStatus": "CIVIL_PARTNERSHIP",      "numberOfDependentChildren": 2,      "numberOfOtherDependents": 0    }  }}'
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Responses

201

New customer created

object	object	Information about a customer and its journey through Algoan.
id	string	Algoan unique identifier
customIdentifier	string	A custom identifier that will be attached to your customer. This can be used to identify a customer based on your internal reference.
aggregationDetails9 fields	object	Information about the AIS provider used for this report
aggregatorName	string	Name of the aggregator company Enum: `BUDGET_INSIGHT`,`BRIDGE`,`TINK`,`OTHER`
callbackUrl	string	Callback URL set for a customer. Used to redirect the customer back to your user journey if you are using the aggregation in `REDIRECT` mode.
token	string	Temporary access token set for Algoan's UI to communicate with the aggregator's API
mode	string	Mode used for the customer journey: `REDIRECT`: uses the redirection mode. The UI is managed by the aggregator in a dedicated page. `API`: uses the aggregator's API. The UI is managed by Algoan. `IFRAME`: uses the iframe mode. The UI is managed by the aggregator in an iframe element. Enum: `REDIRECT`,`API`,`IFRAME`
redirectUrl	string	Redirect URL used for the end-user. Specific to REDIRECT mode
apiUrl	string	URL used to call API using API mode
iframeUrl	string	Iframe URL used for the end-user. Specific to IFRAME mode
userId	string	Aggregator user identifier If the value is reset, it means the user access has been revoked.
clientId	string	Aggregator client ID used to authenticate a user with your organization
personalDetails3 fields	object	Personal information about the customer
nationality	string	Nationality (ISO alpha-2)
firstName	string	First name
lastName	string	Last name
birthName	string	Birth name
birthDate	date	Birth date
birthCity	string	birth city
birthZipCode	string	Birth Zip Code
birthCountry	string	Birth country
documentNumber	string	ID number from official documents such as passport, national id number, etc.
contact7 fields	object	Contact information about a customer
email	string	Electronic mail address
phoneNumber	string	Customer's phone number
street	string
additionalInformation	string	Additional information about the mailing address
city	string	City's mailing address of the customer
zipCode	string	Mailing address zip code of the customer
country	string	Mailing address country of the customer
household3 fields	object	Household information about a customer
maritalStatus	string	The marital status of the customer Enum: `COHABITING`,`DIVORCED`,`MARRIED`,`SEPARATED`,`SINGLE`,`WIDOWED`,`CIVIL_PARTNERSHIP`
numberOfDependentChildren	number	The number of children the customer looks after
numberOfOtherDependents	number	The number of other people the customer is in charge of
reports3 fields	object	Reports about the customer
completedAnalyses3 fields	object	Information about analyses related to the customer
count	number	Number of analysis with `COMPLETED` status
date	date-time	Last completed analysis date
url	string	URL of the last analysis
lastFailedAnalysis3 fields	object	Information about the last failed analysis of the customer
date	date-time	Last failed analysis date
url	string	URL of the last failed analysis
type	string	Type of the last failed analysis Enum: `INTERNAL_ERROR`,`NOT_ENOUGH_TRANSACTIONS`,`CURRENCY_NOT_SUPPORTED`,`USAGE_NOT_SUPPORTED`,`NO_CHECKING_ACCOUNT`,`ACCOUNT_TYPE_NOT_SUPPORTED`,`OWNERSHIP_NOT_SUPPORTED`,`LOW_ACTIVITY_SCORE`,`ZERO_INCOME`
userJourneyState	string	The customer most advanced state in the user journey. States: CUSTOMER_CREATED: The customer has been created. CREATED: A bank connection process has been created for the customer. INVITATION_SENT: The customer has been invited to connect their bank via Algoan's Dashboard. STARTED: The customer has started the bank connection process. BANK_SELECTED: The customer has selected their bank in the bank connection process. QR_CODE_SCANNED: The customer has scanned the QR code in the bank connection process, which allows them to continue the process on their mobile. AGGREGATION_STARTED: The customer has been redirected to his bank's website and the aggregation process has started. AGGREGATION_FINISHED_ERROR: The aggregation process has finished with an error. AGGREGATION_FINISHED_SUCCESS: The aggregation process has finished successfully. FINISHED_ERROR: The bank connection process has finished with an error. FINISHED_SUCCESS: The bank connection process has finished successfully. ANALYSIS_ERROR: The analysis run on the customer's data has finished with an error. ANALYSIS_SUCCESS: The analysis run on the customer's data has finished successfully. Enum: `CUSTOMER_CREATED`,`CREATED`,`INVITATION_SENT`,`STARTED`,`BANK_SELECTED`,`QR_CODE_SCANNED`,`AGGREGATION_STARTED`,`AGGREGATION_FINISHED_ERROR`,`AGGREGATION_FINISHED_SUCCESS`,`FINISHED_ERROR`,`FINISHED_SUCCESS`,`ANALYSIS_ERROR`,`ANALYSIS_SUCCESS`
openBankingInformation	object	Information about the customer retrieved from the Open Banking process
owners	array[object]	Owners of the accounts Same names are merged.
name	string	Name of the owner
createdAt	date-time	Customer date of creation
updatedAt	date-time	Latest update of the customer

400

Bad request

401

Unauthorized, please make sure you are properly authenticated

403

Forbidden, please make sure you are allowed to use this route

422

Unprocessable Entity

Response

 
{ "id": "6013d7991496b7395090f05c", "customIdentifier": "my_id_43523", "aggregationDetails": {  "aggregatorName": "{string}",  "callbackUrl": "{string}",  "token": "{string}",  "mode": "{string}",  "redirectUrl": "{string}",  "apiUrl": "{string}",  "iframeUrl": "{string}",  "userId": "{string}",  "clientId": "{string}" }, "personalDetails": {  "identity": "{}",  "contact": {   "email": "test@algoan.com",   "phoneNumber": "+33611223344",   "street": "151 rue saint denis",   "additionalInformation": "second Floor",   "city": "Paris",   "zipCode": 75002,   "country": "FR"  },  "household": {   "maritalStatus": "CIVIL_PARTNERSHIP",   "numberOfDependentChildren": 2,   "numberOfOtherDependents": 0  } }, "reports": {  "completedAnalyses": {   "count": "{number}",   "date": "{date-time}",   "url": "https://api.algoan.com/v2/customers/customer_id/analyses/analysis_id"  },  "lastFailedAnalysis": {   "date": "{date-time}",   "url": "https://api.algoan.com/v2/customers/customer_id/analyses/analysis_id",   "type": "NOT_ENOUGH_TRANSACTIONS"  },  "userJourneyState": "CUSTOMER_CREATED" }, "openBankingInformation": {  "owners": [   {    "name": "John Doe"   }  ] }, "createdAt": "{date-time}", "updatedAt": "{date-time}"}
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Analysis

An analysis is a snapshot of a customer's financial situation based on the connected bank accounts. It contains results from both products Score and Credit Insights.

NOTE: To get Credit Insights results or a Score, the analysis need to contain at least one CHECKING Account with a minimum of 20 transactions.

POST

/v2/customers/{id}/bank-statements

GET

/v2/customers/{id}/analyses/{analysisId}

Create analysis from PDF bank statements

Triggers an analysis creation by extracting transaction and account data from PDF bank statements. This endpoint accepts one or more PDF files containing bank statements, extracts the financial data using document extraction technology, and automatically creates an analysis for the specified customer.

How it works

Upload one or more PDF bank statements as base64-encoded files
The system extracts accounts and transactions from the PDFs
An analysis is automatically created with the extracted data
The analysis processes the data to generate Score and Credit Insights results

Requirements

Files must be valid PDF documents containing bank statements
Each file must be base64-encoded
The customer must exist before calling this endpoint

Response

The endpoint returns immediately with a 202 Accepted status and the analysisId. The extraction and analysis computation happen asynchronously. You can poll the analysis status or use webhooks to be notified when the analysis is completed.

Auth

Request Body

Array of PDF bank statement files to extract and analyze

object	object
files	array[object]
fileName	string	Name of the PDF bank statement file
base64File	string	Base64-encoded PDF file content

POST /v2/customers/{id}/bank-statements

 
curl --request POST \ --url 'https://api.algoan.com/v2/customers/{id}/bank-statements' \ --header 'Authorization: Bearer {token}' \ --data '{  "files": [    {      "fileName": "bank_statement_january_2025.pdf",      "base64File": "JVBERi0xLjQKJeLjz9MKMy..."    }  ]}'
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Responses

200

Analysis created and extraction in progress

object	object
analysisId	string	Unique identifier of the created analysis

400

Bad request - Invalid file format or missing required fields

401

Unauthorized, please make sure you are properly authenticated

403

Forbidden, please make sure you are allowed to use this route

404

Customer not found

Response

 
{ "analysisId": "5c336adbf675152f00549d6f"}
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Get an analysis

Get a unique analysis

Auth

GET /v2/customers/{id}/analyses/{analysisId}

 
curl --get \ --url 'https://api.algoan.com/v2/customers/{id}/analyses/{analysisId}' \ --header 'Authorization: Bearer {token}'
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Responses

200

Analysis instance

object	object	An analysis launched with open banking data
id	string	Unique analysis identifier
format	string	Original format of the open banking data (default to `ALGOAN`). `BUDGET_INSIGHT_V2` refers to the second version of Budget Insight API. Enum: `ALGOAN`,`BUDGET_INSIGHT_V2_0`,`LINXO_CONNECT_DIRECT_ACCOUNT_API_V3`,`LINXO_CONNECT_ACCOUNT_API_V2`,`TINK_V2`,`MASTERCARD_OPEN_BANKING`,`MASTERCARD_OPEN_BANKING_ENTERPRISE_V2`,`HYBRID` Default: ALGOAN
parameters5 fields	object	Optional parameters related to the analysis. If `disableScores` and `disableCreditInsights` are both set to true, the analysis will be have to be triggered manually later by calling POST /analyses/{analysisId}/trigger with `{ disableScores: false, disableCreditInsights: false }`.
disableScores	boolean	Set to true if you only want to launch a Credit Insights analysis Default: false
disableCreditInsights	boolean	Set to true if you only want to launch the Score Default: false
useBalanceDate	boolean	Set to true if you want to use the most recent account balance date as a reference date for the analysis instead of using the current date Default: false
period5 fields	object	Parameters used to compute the analyzed period.
mode	string	Analysis configuration mode: DAYS: Analysis is computed using the transactions of the m past days. MONTHS: Analysis is computed using the transactions of the n last rolling months. MONTHS_TRUNCATED: Analysis is computed using the transactions of the n last calendar months. MONTHS_AND_CURRENT: Analysis is computed using the transactions of the n last calendar months and the current month. m and n refer respectively to the value of numberOfDays and numberOfMonths. Enum: `DAYS`,`MONTHS`,`MONTHS_TRUNCATED`,`MONTHS_AND_CURRENT`
numberOfDays	number	Number of analyzed days.
numberOfMonths	number	Number of analyzed months.
includeCheckingAccountsOnTruncateWindow	boolean	Used if mode is MONTHS_TRUNCATED. If true only the transactions of checking accounts are used to compute analysis window dates.
isComputedUsingProjectConfig	boolean	Whether the analyzed period has been computed using the project's configurations or the values in period
launchReport	boolean	Set to true if you want to automatically launch a report creation after the analysis is completed. You will be notified on your webhook when the report status is COMPLETED (or ERROR). Default: false
status	string	State of the analysis: `CREATED`: you've just created the analysis. Algoan is waiting for accounts and transactions to be uploaded `FETCHING_DATA`: accounts and transactions are being fetched by an asynchronous process (e.g. `bank_details_required` resthook event), you can force the emission of this event by calling the `POST /analyses` endpoint without accounts and transactions. `IN_PROGRESS`: as soon as banking details are uploaded, the analysis is in "IN_PROGRESS" state. If you try to request Credit Insights or Score, the API will return a 202 HTTP status code. `COMPLETED`: means that the analysis process is finished. Conditions: If Credit Insights is disabled, the analysis is complete as soon as `scores` and `metadata` are defined If Score is disabled, the analysis is complete as soon as `creditInsights` and `metadata` are defined If you've launched both Score and Credit Insights, the analysis is completed as soon as all fields are defined `ERROR`: the analysis is in an error state if Score or Credit Insights cannot be calculated. Therefore, an `error` property will be defined, giving you the reason for failure. Enum: `CREATED`,`FETCHING_DATA`,`ERROR`,`IN_PROGRESS`,`COMPLETED`
source	string	Describes the origin of the analysis' launch: `INTERNAL`: relaunched by Algoan if an internal error occurred (will not be billed) `CLIENT`: created and launched by a client `CASH_FLOW_UPDATE`: created and launched after a client cashflow update `ACCOUNT_SELECTION_UPDATE`: created and launched after a client updated the list of selected accounts `REFRESH`: created and launched after a client requested a refresh of the analysis `REFRESH_WITH_NEW_ACCOUNTS`: created and launched after a client requested a refresh of the analysis with new accounts Enum: `INTERNAL`,`CLIENT`,`CASH_FLOW_UPDATE`,`ACCOUNT_SELECTION_UPDATE`,`REFRESH`,`REFRESH_WITH_NEW_ACCOUNTS`
dataOrigin	string	Describes the origin of the analysis' data: `OPEN_BANKING`: Data fetched from an aggregator. `PDF`: Data fetched from a PDF file `UNKNOWN`: Default value Enum: `OPEN_BANKING`,`PDF`,`UNKNOWN`
createdAt	date-time	Analysis date of creation
updatedAt	date-time	Latest update of the analysis
metadata15 fields	object	Indicators about the Open Banking data used to execute the Analysis. Deprecated properties correspond to Credit Insights indicators.
referenceDate	date-time	Reference date of the analysis
numberOfCheckings	number	Number of checking accounts
numberOfSavings	number	Number of saving accounts
numberOfLoans	number	Number of loan accounts
numberOfCreditCard	number	Number of credit card accounts
creditInsights9 fields	object	Indicators about the Open Banking data used to compute the Credit Insights product
lastTransactionGap	number	Number of days between the call to the product calculation and the last transaction
historicalDepth	number	Number of days between the first and last transaction on the union of CHECKING and CREDIT_CARD accounts
monthlyTransactionCount	number	Monthly mean number of transactions
firstTransactionDate	date-time	Date of the oldest transaction
calendar	array[object]
month	string	calendar month of the history
nbDays	number	Number of days of the month covered in the banking history. Allows to know which months are truncated.
totalTransactionCount	number	Total number of analysed transactions
minWindowDate	date	Date of the oldest transaction used to compute the product
maxWindowDate	date	Date of the most recent transaction used to compute the product
numberOfDaysInWindow	number	Number of days of the window of transactions used to compute the product
creditScore9 fields	object	Indicators about the Open Banking data used to compute the Credit Score product
lastTransactionGap	number	Number of days between the call to the product calculation and the last transaction
historicalDepth	number	Number of days between the first and last transaction on the union of CHECKING and CREDIT_CARD accounts
monthlyTransactionCount	number	Monthly mean number of transactions
firstTransactionDate	date-time	Date of the oldest transaction
calendar	array[object]
month	string	calendar month of the history
nbDays	number	Number of days of the month covered in the banking history. Allows to know which months are truncated.
totalTransactionCount	number	Total number of analysed transactions
minWindowDate	date	Date of the oldest transaction used to compute the product
maxWindowDate	date	Date of the most recent transaction used to compute the product
numberOfDaysInWindow	number	Number of days of the window of transactions used to compute the product
paymentScore9 fields	object	Indicators about the Open Banking data used to compute the Payment Score product
lastTransactionGap	number	Number of days between the call to the product calculation and the last transaction
historicalDepth	number	Number of days between the first and last transaction on the union of CHECKING and CREDIT_CARD accounts
monthlyTransactionCount	number	Monthly mean number of transactions
firstTransactionDate	date-time	Date of the oldest transaction
calendar	array[object]
month	string	calendar month of the history
nbDays	number	Number of days of the month covered in the banking history. Allows to know which months are truncated.
totalTransactionCount	number	Total number of analysed transactions
minWindowDate	date	Date of the oldest transaction used to compute the product
maxWindowDate	date	Date of the most recent transaction used to compute the product
numberOfDaysInWindow	number	Number of days of the window of transactions used to compute the product
lastTransactionGap	number	Number of days between the call Credit Insights and the last transaction Deprecated
historicalDepth	number	Number of days between the first and last transaction on the union of CHECKING and CREDIT_CARD accounts Deprecated
monthlyTransactionCount	number	Monthly mean number of transactions Deprecated
firstTransactionDate	date-time	Date of the oldest transaction Deprecated
calendar	array[object]	Deprecated
month	string	calendar month of the history Deprecated
nbDays	number	Number of days of the month covered in the banking history. Allows to know which months are truncated. Deprecated
totalTransactionCount	number	Total number of analysed transactions Deprecated
activityScore3 fields	object	A score measuring the activity of all aggregated accounts of a bank user. This score might be used to filter out users who are not active enough or to indicate that we probably don't have access to the main account.
value	number	Ranges from 1 to 100, and it can be interpreted as follows: Less than 10: almost no activity (very few transactions, dormant account or new account). Between 10 and 19: insufficient activity (generally too few transactions, little or no history). Between 20 and 49: limited activity (often no regular income or bill payments) which suggests a secondary account. 50 and above: normal activity and characteristic of an active and main account.
numberOfDaysInWindow	number	Number of analysed days.
calendar	array[object]
month	string	calendar month of the history
nbDays	number	Number of days of the month covered in the banking history. Allows to know which months are truncated.
creditInsights6 fields	object	Object containing results from Credit Insights
version	string	Credit Insights' version
cashFlows9 fields	array[object]	All cash flows used to launch the analysis
type	string	Enum: `CASH_DEPOSIT`,`CASH_WITHDRAWAL`,`CHECK_DEPOSIT`,`CHECK`,`INCOMING_TRANSFER`,`INCOMING_INTERNAL_TRANSFER`,`OUTGOING_TRANSFER`,`OUTGOING_INTERNAL_TRANSFER`,`CARD_REFUND`,`CARD`,`INCOMING_CARD`,`DIRECT_DEBIT`,`CREDIT`,`DEBIT`
category		This is the list of all possible transactions categories. Some of them are not currently implemented yet. To have a detailed list, ask your Customer Success Manager.
string	string	Enum: `ALLOWANCE`,`ALLOWANCE_DISABILITY`,`ALLOWANCE_FAMILY`,`ALLOWANCE_HEALTH`,`ALLOWANCE_HOUSING`,`ALLOWANCE_INCOME_SUPPORT`,`ALLOWANCE_UNEMPLOYMENT`,`CREDIT_CARD_RESET`,`DISSAVING`,`FREELANCE`,`GAMBLING_GAIN`,`INTEREST`,`LOAN_DRAWDOWN_FAST`,`LOAN_DRAWDOWN_STUDENT`,`OTHER_ENTRY`,`RECEIVED_ALIMONY`,`REFUND`,`REFUND_EXPENSE_REPORT`,`REFUND_INSURANCE`,`REGULAR_INCOME`,`RENTAL_INCOME`,`RETIREMENT_PENSION`,`REVERSIONARY_PENSION`,`STATE_SUBSIDY`,`WAGE`,`WAGE_ADVANCE_PAYMENT`,`WAGE_BONUS`,`WAGE_SALARY_ADVANCE`
labelRoot	string	Common description root shared by the transactions within the same Cashflow
label	string	This value differs from labelRoot when a Cashflow can be split into two smaller pieces. These pieces share similarities in terms of amount and dates
totalAmount	number	Total amount of the cash flow over the period of analysis. Transactions that are or has been rejected are included in this sum. Negative if expense, positive if income.
totalRejectedAmount	number	Total amount of the rejected transactions of the cash flow over the period.
calendar	array[object]
month	string	Calendar month of the transaction
amount	number	Negative if expense, positive if income.
transactions10 fields	array[object]	Concerned transactions
id	string	Unique transaction identifier
accountId	string	Algoan's account identifier
description	string	Description of the transaction. If description is an empty string, a 400 HTTP error will be returned.
dates	object	Dates associated with the transaction. At least one date is required, depending on the type of account. For instance, if it is a "checking" account, the "debitedAt" date is required.
debitedAt	date-time	Debit date as seen on the bank statement. This property may not be set if the transaction is not yet debited. This can occurs if there's a differed payement.
bookedAt	date-time	Realization date of the transaction
amount	number	Amount of the transaction (negative if debit)
currency	string	Transaction's currency Default: EUR
enrichments6 fields	object	Properties computed by Algoan
category		Value computed by Credit Insights. This property describes the reason why a transaction is made.
string	string	Enum: `ALLOWANCE`,`ALLOWANCE_DISABILITY`,`ALLOWANCE_FAMILY`,`ALLOWANCE_HEALTH`,`ALLOWANCE_HOUSING`,`ALLOWANCE_INCOME_SUPPORT`,`ALLOWANCE_UNEMPLOYMENT`,`CREDIT_CARD_RESET`,`DISSAVING`,`FREELANCE`,`GAMBLING_GAIN`,`INTEREST`,`LOAN_DRAWDOWN_FAST`,`LOAN_DRAWDOWN_STUDENT`,`OTHER_ENTRY`,`RECEIVED_ALIMONY`,`REFUND`,`REFUND_EXPENSE_REPORT`,`REFUND_INSURANCE`,`REGULAR_INCOME`,`RENTAL_INCOME`,`RETIREMENT_PENSION`,`REVERSIONARY_PENSION`,`STATE_SUBSIDY`,`WAGE`,`WAGE_ADVANCE_PAYMENT`,`WAGE_BONUS`,`WAGE_SALARY_ADVANCE`
type	string	Value computed by Credit Insights. This property describes the mode of transaction. Enum: `CASH_DEPOSIT`,`CASH_WITHDRAWAL`,`CHECK_DEPOSIT`,`CHECK`,`INCOMING_TRANSFER`,`INCOMING_INTERNAL_TRANSFER`,`OUTGOING_TRANSFER`,`OUTGOING_INTERNAL_TRANSFER`,`CARD_REFUND`,`CARD`,`INCOMING_CARD`,`DIRECT_DEBIT`,`CREDIT`,`DEBIT`
isInternationalTransfer	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been transferred to or from a country other than the one specified in Credit Insights configuration.
isRejected	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been rejected or not. Deprecation notice: will be removed, instead use `relatedTransactions.rejectedOn: x` for `isRejected: true` and `counterPartId: x` `relatedTransactions.isRejectionOf: x` for `isRejected: false` and `counterPartId: x` Deprecated
counterPartId	string	Value computed by Credit Insights. Identifier of the counterpart transaction if the transaction is or has been rejected. Deprecation notice: will be removed, instead use `relatedTransactions.rejectedOn: x` for `isRejected: true` and `counterPartId: x` `relatedTransactions.isRejectionOf: x` for `isRejected: false` and `counterPartId: x` Deprecated
relatedTransactions10 fields	object	List of identifiers related to this transaction. The nature of relationship between one transaction and its relatives can be split into 5 natures: Payment rejection Payment retry Payment refund Internal transfers Deferred total payment
retryOf	string	Id corresponding to the rejected transaction being retried by this transaction Flexible link
retriedOn	string	Id of the transaction corresponding to the retry of this rejected transaction Flexible link
rejectionOf	string	Id of the rejected transaction corresponding to this transaction Robust link
rejectedOn	string	Id of the transaction corresponding to the rejection (positive transaction) of this rejected transaction Robust link
transferOf	string	Id of the outgoing internal transfer transaction (negative amount) resulting in this incoming internal transfer transaction Robust link
transferredOn	string	Id of the incoming internal transfer transaction (positive amount) corresponding to this outgoing internal transfer transaction Robust link
resetOf	string	Id of the deferred payment transaction on a CHECKING account this transaction is resulting from on a CREDIT_CARD account Robust link
resetOn	string	Id of the credit card reset transaction on a CREDIT_CARD account resulting from this deferred payment transaction occurring on a CHECKING account Robust link
refundOf	string	Id of the initial payment transaction that is refunded by this transaction Robust link
refundedOn	string	Id of the refund transaction (positive amount) corresponding to this transaction (negative amount) Robust link
isComing	boolean	Indicates if the transaction will be debited or credited on the account in the future
aggregator	object	Additional information relative to the transaction provided by the aggregator
id	string	id of the transaction provided by the aggregator
isNonAnalysed	boolean	Indicates if the transaction is included in the last generated analysis
regularity6 fields	object	Regularity information about the cashflow only present when the cashflow is detected as regular
dueDays	array[number]	Expected day of the occurrence of the cashflow
interval	object	Interval of regularity
min	number	Minimum regularity interval (in days) possible
max	number	Maximum regularity interval (in days) possible
meanNumberOfDaysInInterval	number	Mean number of days in the interval of regularity
accuracy	number	Percentage of accuracy of the interval of regularity
periodicity	string	Type of periodicity of the regularity Enum: `WEEKLY`,`BIWEEKLY`,`MONTHLY`,`BIMONTHLY`,`QUARTERLY`,`SEMI_ANNUAL`,`YEARLY`,`OTHER`
repartition	string	Type of repartition of the transactions on the cash flow Enum: `HAS_BEGUN_AND_STOPPED_DURING_ANALYSIS`,`HAS_STOPPED_BEFORE_END_OF_ANALYSIS`,`HAS_BEGUN_AFTER_START_OF_ANALYSIS`,`HAS_NOT_CHANGED_DURING_ANALYSIS`
incomes5 fields	object	Information about user's incomes
totalAmount	number	Total amount of incomes
monthlyAmount	number	Mean income per month
indicators	object	Ratios and indicators about the customer’s incomes
allowancesRatio	number	Proportion of allowances in incomes maximum: 1 minimum: 0
employers	array[object]
name	string	Company name.
staffing	string	Code describing the range of employees' number in the company : `null`: no data provided `NONE`: 0 `VERY_SMALL`: between 1 and 9 `SMALL`: between 10 and 49 `MEDIUM`: between 50 and 249 `LARGE`: more than 250 Enum: `null`,`NONE`,`VERY_SMALL`,`SMALL`,`MEDIUM`,`LARGE`
categories7 fields	array[object]	Transactions grouped by category
name	string	Enum: `ALLOWANCE`,`ALLOWANCE_DISABILITY`,`ALLOWANCE_FAMILY`,`ALLOWANCE_HEALTH`,`ALLOWANCE_HOUSING`,`ALLOWANCE_INCOME_SUPPORT`,`ALLOWANCE_UNEMPLOYMENT`,`CREDIT_CARD_RESET`,`DISSAVING`,`FREELANCE`,`GAMBLING_GAIN`,`INTEREST`,`LOAN_DRAWDOWN_FAST`,`LOAN_DRAWDOWN_STUDENT`,`OTHER_ENTRY`,`RECEIVED_ALIMONY`,`REFUND`,`REFUND_EXPENSE_REPORT`,`REFUND_INSURANCE`,`REGULAR_INCOME`,`RENTAL_INCOME`,`RETIREMENT_PENSION`,`REVERSIONARY_PENSION`,`STATE_SUBSIDY`,`WAGE`,`WAGE_ADVANCE_PAYMENT`,`WAGE_BONUS`,`WAGE_SALARY_ADVANCE`
totalAmount	number	Total amount of the cash flow over the period of analysis. As income, it is positive.
monthlyAmount	number	Mean amount per month
monthlyAmountExcludingMonthsWithoutValues	number	Mean income per month excluding the months without values
calendar	array[object]
month	string	Calendar month of the transaction
amount	number	Total amount of the cash flow during the month. As income, it is positive.
transactions	array	Concerned transactions
id	string	Unique transaction identifier
accountId	string	Algoan's account identifier
description	string	Description of the transaction. If description is an empty string, a 400 HTTP error will be returned.
dates	object	Dates associated with the transaction
debitedAt	date-time	Debit date as seen on the bank statement. This property may not be set if the transaction is not yet debited. This can occurs if there's a differed payement.
bookedAt	date-time	Realization date of the transaction
amount	number	Amount of the transaction (negative if debit)
currency	string	Transaction's currency Default: EUR
isComing	boolean	Indicates if the transaction will be debited or credited on the account in the future
aggregator	object	Additional information relative to the transaction provided by the aggregator
id	string	id of the transaction provided by the aggregator
isNonAnalysed	boolean	Indicates if the transaction is included in the last generated analysis
enrichments5 fields	object	Properties computed by Algoan
category	string	Value computed by Credit Insights. This property describes the reason why a transaction is made. Enum: `ALLOWANCE`,`ALLOWANCE_DISABILITY`,`ALLOWANCE_FAMILY`,`ALLOWANCE_HEALTH`,`ALLOWANCE_HOUSING`,`ALLOWANCE_INCOME_SUPPORT`,`ALLOWANCE_UNEMPLOYMENT`,`CREDIT_CARD_RESET`,`DISSAVING`,`FREELANCE`,`GAMBLING_GAIN`,`INTEREST`,`LOAN_DRAWDOWN_FAST`,`LOAN_DRAWDOWN_STUDENT`,`OTHER_ENTRY`,`RECEIVED_ALIMONY`,`REFUND`,`REFUND_EXPENSE_REPORT`,`REFUND_INSURANCE`,`REGULAR_INCOME`,`RENTAL_INCOME`,`RETIREMENT_PENSION`,`REVERSIONARY_PENSION`,`STATE_SUBSIDY`,`WAGE`,`WAGE_ADVANCE_PAYMENT`,`WAGE_BONUS`,`WAGE_SALARY_ADVANCE`
type	string	Value computed by Credit Insights. This property describes the mode of transaction. Enum: `CASH_DEPOSIT`,`CASH_WITHDRAWAL`,`CHECK_DEPOSIT`,`CHECK`,`INCOMING_TRANSFER`,`INCOMING_INTERNAL_TRANSFER`,`OUTGOING_TRANSFER`,`OUTGOING_INTERNAL_TRANSFER`,`CARD_REFUND`,`CARD`,`INCOMING_CARD`,`DIRECT_DEBIT`,`CREDIT`,`DEBIT`
isInternationalTransfer	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been transferred to or from a country other than the one specified in Credit Insights configuration.
isRejected	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been rejected or not.
counterPartId	string	Value computed by Credit Insights. Identifier of the counterpart transaction if the transaction is or has been rejected.
employer	object	Company identified as paying wages to the customer.
name	string	Company name.
staffing	string	Code describing the range of employees' number in the company : `null`: no data provided `NONE`: 0 `VERY_SMALL`: between 1 and 9 `SMALL`: between 10 and 49 `MEDIUM`: between 50 and 249 `LARGE`: more than 250 Enum: `null`,`NONE`,`VERY_SMALL`,`SMALL`,`MEDIUM`,`LARGE`
expenses4 fields	object	Information about user's expenses
totalAmount	number	Total amount of detected expenses
monthlyAmount	number	Mean amount of expenses per month
frequentTransactions2 fields	array[object]	List of transaction groups that share the same common transaction description. A transaction group is created when there are at least 5 occurrences of transactions that share the same description over the period of analysis.
label	string	label of the group
transactions10 fields	array[object]	Transactions belonging to the group
id	string	Unique transaction identifier
accountId	string	Algoan's account identifier
description	string	Description of the transaction. If description is an empty string, a 400 HTTP error will be returned.
dates	object	Dates associated with the transaction. At least one date is required, depending on the type of account. For instance, if it is a "checking" account, the "debitedAt" date is required.
debitedAt	date-time	Debit date as seen on the bank statement. This property may not be set if the transaction is not yet debited. This can occurs if there's a differed payement.
bookedAt	date-time	Realization date of the transaction
amount	number	Amount of the transaction (negative if debit)
currency	string	Transaction's currency Default: EUR
enrichments6 fields	object	Properties computed by Algoan
category		Value computed by Credit Insights. This property describes the reason why a transaction is made.
string	string	Enum: `ALLOWANCE`,`ALLOWANCE_DISABILITY`,`ALLOWANCE_FAMILY`,`ALLOWANCE_HEALTH`,`ALLOWANCE_HOUSING`,`ALLOWANCE_INCOME_SUPPORT`,`ALLOWANCE_UNEMPLOYMENT`,`CREDIT_CARD_RESET`,`DISSAVING`,`FREELANCE`,`GAMBLING_GAIN`,`INTEREST`,`LOAN_DRAWDOWN_FAST`,`LOAN_DRAWDOWN_STUDENT`,`OTHER_ENTRY`,`RECEIVED_ALIMONY`,`REFUND`,`REFUND_EXPENSE_REPORT`,`REFUND_INSURANCE`,`REGULAR_INCOME`,`RENTAL_INCOME`,`RETIREMENT_PENSION`,`REVERSIONARY_PENSION`,`STATE_SUBSIDY`,`WAGE`,`WAGE_ADVANCE_PAYMENT`,`WAGE_BONUS`,`WAGE_SALARY_ADVANCE`
type	string	Value computed by Credit Insights. This property describes the mode of transaction. Enum: `CASH_DEPOSIT`,`CASH_WITHDRAWAL`,`CHECK_DEPOSIT`,`CHECK`,`INCOMING_TRANSFER`,`INCOMING_INTERNAL_TRANSFER`,`OUTGOING_TRANSFER`,`OUTGOING_INTERNAL_TRANSFER`,`CARD_REFUND`,`CARD`,`INCOMING_CARD`,`DIRECT_DEBIT`,`CREDIT`,`DEBIT`
isInternationalTransfer	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been transferred to or from a country other than the one specified in Credit Insights configuration.
isRejected	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been rejected or not. Deprecation notice: will be removed, instead use `relatedTransactions.rejectedOn: x` for `isRejected: true` and `counterPartId: x` `relatedTransactions.isRejectionOf: x` for `isRejected: false` and `counterPartId: x` Deprecated
counterPartId	string	Value computed by Credit Insights. Identifier of the counterpart transaction if the transaction is or has been rejected. Deprecation notice: will be removed, instead use `relatedTransactions.rejectedOn: x` for `isRejected: true` and `counterPartId: x` `relatedTransactions.isRejectionOf: x` for `isRejected: false` and `counterPartId: x` Deprecated
relatedTransactions10 fields	object	List of identifiers related to this transaction. The nature of relationship between one transaction and its relatives can be split into 5 natures: Payment rejection Payment retry Payment refund Internal transfers Deferred total payment
retryOf	string	Id corresponding to the rejected transaction being retried by this transaction Flexible link
retriedOn	string	Id of the transaction corresponding to the retry of this rejected transaction Flexible link
rejectionOf	string	Id of the rejected transaction corresponding to this transaction Robust link
rejectedOn	string	Id of the transaction corresponding to the rejection (positive transaction) of this rejected transaction Robust link
transferOf	string	Id of the outgoing internal transfer transaction (negative amount) resulting in this incoming internal transfer transaction Robust link
transferredOn	string	Id of the incoming internal transfer transaction (positive amount) corresponding to this outgoing internal transfer transaction Robust link
resetOf	string	Id of the deferred payment transaction on a CHECKING account this transaction is resulting from on a CREDIT_CARD account Robust link
resetOn	string	Id of the credit card reset transaction on a CREDIT_CARD account resulting from this deferred payment transaction occurring on a CHECKING account Robust link
refundOf	string	Id of the initial payment transaction that is refunded by this transaction Robust link
refundedOn	string	Id of the refund transaction (positive amount) corresponding to this transaction (negative amount) Robust link
isComing	boolean	Indicates if the transaction will be debited or credited on the account in the future
aggregator	object	Additional information relative to the transaction provided by the aggregator
id	string	id of the transaction provided by the aggregator
isNonAnalysed	boolean	Indicates if the transaction is included in the last generated analysis
categories6 fields	array[object]
name	string	Enum: `BAILIFF`,`BANKBOOK_SAVING`,`DEBT_COLLECTION`,`DEFERRED_TOTAL_PAYMENT`,`GAMBLING`,`GROCERY`,`HEALTH`,`INSURANCE`,`INSURANCE_AUTO`,`INSURANCE_HEALTH`,`INSURANCE_HOME`,`INSURANCE_LOAN`,`LEISURE`,`LOAN_REPAYMENT`,`LOAN_REPAYMENT_FAST`,`LOAN_REPAYMENT_STUDENT`,`MULTIMEDIA`,`OTHER_EXPENSE`,`PAID_ALIMONY`,`POWER`,`REGULAR_EXPENSE`,`RENT`,`SAVING`,`SHARE_SAVING`,`SHOPPING`,`SPORT`,`TELECOM`,`TOBACCO`,`TRANSPORT`
totalAmount	number	Total amount of the cash flow over the period of analysis. As expense, it is negative.
monthlyAmount	number	Mean amount per month
monthlyAmountExcludingMonthsWithoutValues	number	Mean expenses per month excluding the months without values
calendar	array[object]
month	string	Calendar month of the transaction
amount	number	Total amount of the cash flow during the month. As expense, it is negative.
transactions10 fields	array	Concerned transactions
id	string	Unique transaction identifier
accountId	string	Algoan's account identifier
description	string	Description of the transaction. If description is an empty string, a 400 HTTP error will be returned.
dates	object	Dates associated with the transaction
debitedAt	date-time	Debit date as seen on the bank statement. This property may not be set if the transaction is not yet debited. This can occurs if there's a differed payement.
bookedAt	date-time	Realization date of the transaction
amount	number	Amount of the transaction (negative if debit)
currency	string	Transaction's currency Default: EUR
isComing	boolean	Indicates if the transaction will be debited or credited on the account in the future
aggregator	object	Additional information relative to the transaction provided by the aggregator
id	string	id of the transaction provided by the aggregator
isNonAnalysed	boolean	Indicates if the transaction is included in the last generated analysis
enrichments5 fields	object	Properties computed by Algoan
category	string	Value computed by Credit Insights. This property describes the reason why a transaction is made. Enum: `BAILIFF`,`BANKBOOK_SAVING`,`DEBT_COLLECTION`,`DEFERRED_TOTAL_PAYMENT`,`GAMBLING`,`GROCERY`,`HEALTH`,`INSURANCE`,`INSURANCE_AUTO`,`INSURANCE_HEALTH`,`INSURANCE_HOME`,`INSURANCE_LOAN`,`LEISURE`,`LOAN_REPAYMENT`,`LOAN_REPAYMENT_FAST`,`LOAN_REPAYMENT_STUDENT`,`MULTIMEDIA`,`OTHER_EXPENSE`,`PAID_ALIMONY`,`POWER`,`REGULAR_EXPENSE`,`RENT`,`SAVING`,`SHARE_SAVING`,`SHOPPING`,`SPORT`,`TELECOM`,`TOBACCO`,`TRANSPORT`
type	string	Value computed by Credit Insights. This property describes the mode of transaction. Enum: `CASH_DEPOSIT`,`CASH_WITHDRAWAL`,`CHECK_DEPOSIT`,`CHECK`,`INCOMING_TRANSFER`,`INCOMING_INTERNAL_TRANSFER`,`OUTGOING_TRANSFER`,`OUTGOING_INTERNAL_TRANSFER`,`CARD_REFUND`,`CARD`,`INCOMING_CARD`,`DIRECT_DEBIT`,`CREDIT`,`DEBIT`
isInternationalTransfer	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been transferred to or from a country other than the one specified in Credit Insights configuration.
isRejected	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been rejected or not.
counterPartId	string	Value computed by Credit Insights. Identifier of the counterpart transaction if the transaction is or has been rejected.
loans2 fields	object	Information about user's loans
repayments5 fields	object	Information about loan repayments. This section does not take into account rejected loan repayment.
totalAmount	number	Total amount of all detected repayments over the period of analysis
monthlyAmount	number	Mean amount of loan repayments per month
monthlyAmountExcludingMonthsWithoutValues	number	Mean loan repayment amount per month excluding the months without values
lendingOrganizations	array[object]	Detected lending organizations in loan repayments.
name	string	lender's name.
details	array	All cash flows related to loan repayments
type	string	Enum: `CASH_DEPOSIT`,`CASH_WITHDRAWAL`,`CHECK_DEPOSIT`,`CHECK`,`INCOMING_TRANSFER`,`INCOMING_INTERNAL_TRANSFER`,`OUTGOING_TRANSFER`,`OUTGOING_INTERNAL_TRANSFER`,`CARD_REFUND`,`CARD`,`INCOMING_CARD`,`DIRECT_DEBIT`,`CREDIT`,`DEBIT`
labelRoot	string	Common description root shared by the transactions within the same Cashflow
label	string	This value differs from labelRoot when a Cashflow can be split into two smaller pieces. These pieces share similarities in terms of amount and dates
totalAmount	number	Total amount of the cash flow over the period of analysis. Transactions that are or has been rejected are included in this sum. Negative if expense, positive if income.
totalRejectedAmount	number	Total amount of the rejected transactions of the cash flow over the period.
calendar	array[object]
month	string	Calendar month of the transaction
amount	number	Negative if expense, positive if income.
regularity6 fields	object	Regularity information about the cashflow only present when the cashflow is detected as regular
dueDays	array[number]	Expected day of the occurrence of the cashflow
interval	object	Interval of regularity
min	number	Minimum regularity interval (in days) possible
max	number	Maximum regularity interval (in days) possible
meanNumberOfDaysInInterval	number	Mean number of days in the interval of regularity
accuracy	number	Percentage of accuracy of the interval of regularity
periodicity	string	Type of periodicity of the regularity Enum: `WEEKLY`,`BIWEEKLY`,`MONTHLY`,`BIMONTHLY`,`QUARTERLY`,`SEMI_ANNUAL`,`YEARLY`,`OTHER`
repartition	string	Type of repartition of the transactions on the cash flow Enum: `HAS_BEGUN_AND_STOPPED_DURING_ANALYSIS`,`HAS_STOPPED_BEFORE_END_OF_ANALYSIS`,`HAS_BEGUN_AFTER_START_OF_ANALYSIS`,`HAS_NOT_CHANGED_DURING_ANALYSIS`
category	string	Enum: `LOAN_REPAYMENT`,`LOAN_REPAYMENT_REAL_ESTATE`,`LOAN_REPAYMENT_PERSONAL`,`LOAN_REPAYMENT_REVOLVING`,`LOAN_REPAYMENT_FAST`,`LOAN_REPAYMENT_STUDENT`
transactions	array	Concerned transactions
id	string	Unique transaction identifier
accountId	string	Algoan's account identifier
description	string	Description of the transaction. If description is an empty string, a 400 HTTP error will be returned.
dates	object	Dates associated with the transaction
debitedAt	date-time	Debit date as seen on the bank statement. This property may not be set if the transaction is not yet debited. This can occurs if there's a differed payement.
bookedAt	date-time	Realization date of the transaction
amount	number	Amount of the transaction (negative if debit)
currency	string	Transaction's currency Default: EUR
isComing	boolean	Indicates if the transaction will be debited or credited on the account in the future
aggregator	object	Additional information relative to the transaction provided by the aggregator
id	string	id of the transaction provided by the aggregator
isNonAnalysed	boolean	Indicates if the transaction is included in the last generated analysis
enrichments5 fields	object	Properties computed by Algoan
category	string	Value computed by Credit Insights. This property describes the reason why a transaction is made. Enum: `LOAN_REPAYMENT`,`LOAN_REPAYMENT_REAL_ESTATE`,`LOAN_REPAYMENT_PERSONAL`,`LOAN_REPAYMENT_REVOLVING`,`LOAN_REPAYMENT_FAST`,`LOAN_REPAYMENT_STUDENT`
type	string	Value computed by Credit Insights. This property describes the mode of transaction. Enum: `CASH_DEPOSIT`,`CASH_WITHDRAWAL`,`CHECK_DEPOSIT`,`CHECK`,`INCOMING_TRANSFER`,`INCOMING_INTERNAL_TRANSFER`,`OUTGOING_TRANSFER`,`OUTGOING_INTERNAL_TRANSFER`,`CARD_REFUND`,`CARD`,`INCOMING_CARD`,`DIRECT_DEBIT`,`CREDIT`,`DEBIT`
isInternationalTransfer	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been transferred to or from a country other than the one specified in Credit Insights configuration.
isRejected	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been rejected or not.
counterPartId	string	Value computed by Credit Insights. Identifier of the counterpart transaction if the transaction is or has been rejected.
lendingOrganization	object
name	string	lender's name.
drawdowns6 fields	object	Information about loan drawdowns
count	number	Number of concerned transactions
totalAmount	number	Total amount of drawdowns
monthlyAmount	number	Mean amount of loan drawdowns per month
monthlyAmountExcludingMonthsWithoutValues	number	Mean loan drawdowns amount per month excluding the months without values
lendingOrganizations	array[object]	Detected lending organizations in loan drawdowns.
name	string	lender's name.
details	array	All cash flows related to loan drawdowns
type	string	Enum: `CASH_DEPOSIT`,`CASH_WITHDRAWAL`,`CHECK_DEPOSIT`,`CHECK`,`INCOMING_TRANSFER`,`INCOMING_INTERNAL_TRANSFER`,`OUTGOING_TRANSFER`,`OUTGOING_INTERNAL_TRANSFER`,`CARD_REFUND`,`CARD`,`INCOMING_CARD`,`DIRECT_DEBIT`,`CREDIT`,`DEBIT`
labelRoot	string	Common description root shared by the transactions within the same Cashflow
label	string	This value differs from labelRoot when a Cashflow can be split into two smaller pieces. These pieces share similarities in terms of amount and dates
totalAmount	number	Total amount of the cash flow over the period of analysis. Transactions that are or has been rejected are included in this sum. Negative if expense, positive if income.
totalRejectedAmount	number	Total amount of the rejected transactions of the cash flow over the period.
calendar	array[object]
month	string	Calendar month of the transaction
amount	number	Negative if expense, positive if income.
regularity6 fields	object	Regularity information about the cashflow only present when the cashflow is detected as regular
dueDays	array[number]	Expected day of the occurrence of the cashflow
interval	object	Interval of regularity
min	number	Minimum regularity interval (in days) possible
max	number	Maximum regularity interval (in days) possible
meanNumberOfDaysInInterval	number	Mean number of days in the interval of regularity
accuracy	number	Percentage of accuracy of the interval of regularity
periodicity	string	Type of periodicity of the regularity Enum: `WEEKLY`,`BIWEEKLY`,`MONTHLY`,`BIMONTHLY`,`QUARTERLY`,`SEMI_ANNUAL`,`YEARLY`,`OTHER`
repartition	string	Type of repartition of the transactions on the cash flow Enum: `HAS_BEGUN_AND_STOPPED_DURING_ANALYSIS`,`HAS_STOPPED_BEFORE_END_OF_ANALYSIS`,`HAS_BEGUN_AFTER_START_OF_ANALYSIS`,`HAS_NOT_CHANGED_DURING_ANALYSIS`
category	string	Enum: `LOAN_DRAWDOWN`,`LOAN_DRAWDOWN_REAL_ESTATE`,`LOAN_DRAWDOWN_PERSONAL`,`LOAN_DRAWDOWN_REVOLVING`,`LOAN_DRAWDOWN_FAST`,`LOAN_DRAWDOWN_STUDENT`
transactions	array	Concerned transactions
id	string	Unique transaction identifier
accountId	string	Algoan's account identifier
description	string	Description of the transaction. If description is an empty string, a 400 HTTP error will be returned.
dates	object	Dates associated with the transaction
debitedAt	date-time	Debit date as seen on the bank statement. This property may not be set if the transaction is not yet debited. This can occurs if there's a differed payement.
bookedAt	date-time	Realization date of the transaction
amount	number	Amount of the transaction (negative if debit)
currency	string	Transaction's currency Default: EUR
isComing	boolean	Indicates if the transaction will be debited or credited on the account in the future
aggregator	object	Additional information relative to the transaction provided by the aggregator
id	string	id of the transaction provided by the aggregator
isNonAnalysed	boolean	Indicates if the transaction is included in the last generated analysis
enrichments5 fields	object	Properties computed by Algoan
category	string	Value computed by Credit Insights. This property describes the reason why a transaction is made. Enum: `LOAN_DRAWDOWN`,`LOAN_DRAWDOWN_REAL_ESTATE`,`LOAN_DRAWDOWN_PERSONAL`,`LOAN_DRAWDOWN_REVOLVING`,`LOAN_DRAWDOWN_FAST`,`LOAN_DRAWDOWN_STUDENT`
type	string	Value computed by Credit Insights. This property describes the mode of transaction. Enum: `CASH_DEPOSIT`,`CASH_WITHDRAWAL`,`CHECK_DEPOSIT`,`CHECK`,`INCOMING_TRANSFER`,`INCOMING_INTERNAL_TRANSFER`,`OUTGOING_TRANSFER`,`OUTGOING_INTERNAL_TRANSFER`,`CARD_REFUND`,`CARD`,`INCOMING_CARD`,`DIRECT_DEBIT`,`CREDIT`,`DEBIT`
isInternationalTransfer	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been transferred to or from a country other than the one specified in Credit Insights configuration.
isRejected	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been rejected or not.
counterPartId	string	Value computed by Credit Insights. Identifier of the counterpart transaction if the transaction is or has been rejected.
lendingOrganization	object
name	string	lender's name.
risks7 fields	object	All indicators helping to make a decision
gambling2 fields	object	User's gambling behavior indicators. This section does not take into account rejected loan repayment.
totalAmount	number	Total amount of the related transactions
transactions10 fields	array[object]
id	string	Unique transaction identifier
accountId	string	Algoan's account identifier
description	string	Description of the transaction. If description is an empty string, a 400 HTTP error will be returned.
dates	object	Dates associated with the transaction. At least one date is required, depending on the type of account. For instance, if it is a "checking" account, the "debitedAt" date is required.
debitedAt	date-time	Debit date as seen on the bank statement. This property may not be set if the transaction is not yet debited. This can occurs if there's a differed payement.
bookedAt	date-time	Realization date of the transaction
amount	number	Amount of the transaction (negative if debit)
currency	string	Transaction's currency Default: EUR
enrichments6 fields	object	Properties computed by Algoan
category		Value computed by Credit Insights. This property describes the reason why a transaction is made.
string	string	Enum: `ALLOWANCE`,`ALLOWANCE_DISABILITY`,`ALLOWANCE_FAMILY`,`ALLOWANCE_HEALTH`,`ALLOWANCE_HOUSING`,`ALLOWANCE_INCOME_SUPPORT`,`ALLOWANCE_UNEMPLOYMENT`,`CREDIT_CARD_RESET`,`DISSAVING`,`FREELANCE`,`GAMBLING_GAIN`,`INTEREST`,`LOAN_DRAWDOWN_FAST`,`LOAN_DRAWDOWN_STUDENT`,`OTHER_ENTRY`,`RECEIVED_ALIMONY`,`REFUND`,`REFUND_EXPENSE_REPORT`,`REFUND_INSURANCE`,`REGULAR_INCOME`,`RENTAL_INCOME`,`RETIREMENT_PENSION`,`REVERSIONARY_PENSION`,`STATE_SUBSIDY`,`WAGE`,`WAGE_ADVANCE_PAYMENT`,`WAGE_BONUS`,`WAGE_SALARY_ADVANCE`
type	string	Value computed by Credit Insights. This property describes the mode of transaction. Enum: `CASH_DEPOSIT`,`CASH_WITHDRAWAL`,`CHECK_DEPOSIT`,`CHECK`,`INCOMING_TRANSFER`,`INCOMING_INTERNAL_TRANSFER`,`OUTGOING_TRANSFER`,`OUTGOING_INTERNAL_TRANSFER`,`CARD_REFUND`,`CARD`,`INCOMING_CARD`,`DIRECT_DEBIT`,`CREDIT`,`DEBIT`
isInternationalTransfer	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been transferred to or from a country other than the one specified in Credit Insights configuration.
isRejected	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been rejected or not. Deprecation notice: will be removed, instead use `relatedTransactions.rejectedOn: x` for `isRejected: true` and `counterPartId: x` `relatedTransactions.isRejectionOf: x` for `isRejected: false` and `counterPartId: x` Deprecated
counterPartId	string	Value computed by Credit Insights. Identifier of the counterpart transaction if the transaction is or has been rejected. Deprecation notice: will be removed, instead use `relatedTransactions.rejectedOn: x` for `isRejected: true` and `counterPartId: x` `relatedTransactions.isRejectionOf: x` for `isRejected: false` and `counterPartId: x` Deprecated
relatedTransactions10 fields	object	List of identifiers related to this transaction. The nature of relationship between one transaction and its relatives can be split into 5 natures: Payment rejection Payment retry Payment refund Internal transfers Deferred total payment
retryOf	string	Id corresponding to the rejected transaction being retried by this transaction Flexible link
retriedOn	string	Id of the transaction corresponding to the retry of this rejected transaction Flexible link
rejectionOf	string	Id of the rejected transaction corresponding to this transaction Robust link
rejectedOn	string	Id of the transaction corresponding to the rejection (positive transaction) of this rejected transaction Robust link
transferOf	string	Id of the outgoing internal transfer transaction (negative amount) resulting in this incoming internal transfer transaction Robust link
transferredOn	string	Id of the incoming internal transfer transaction (positive amount) corresponding to this outgoing internal transfer transaction Robust link
resetOf	string	Id of the deferred payment transaction on a CHECKING account this transaction is resulting from on a CREDIT_CARD account Robust link
resetOn	string	Id of the credit card reset transaction on a CREDIT_CARD account resulting from this deferred payment transaction occurring on a CHECKING account Robust link
refundOf	string	Id of the initial payment transaction that is refunded by this transaction Robust link
refundedOn	string	Id of the refund transaction (positive amount) corresponding to this transaction (negative amount) Robust link
isComing	boolean	Indicates if the transaction will be debited or credited on the account in the future
aggregator	object	Additional information relative to the transaction provided by the aggregator
id	string	id of the transaction provided by the aggregator
isNonAnalysed	boolean	Indicates if the transaction is included in the last generated analysis
incidents3 fields	object
paymentRejections4 fields	object
totalAmount	number	Total amount of detected rejected transactions. If a direct debit is rejected twice, it will be counted twice.
totalFeesAmount	number	Total amount of fees due to payment rejection.
transactions10 fields	array[object]	Detected rejected transaction.
id	string	Unique transaction identifier
accountId	string	Algoan's account identifier
description	string	Description of the transaction. If description is an empty string, a 400 HTTP error will be returned.
dates	object	Dates associated with the transaction. At least one date is required, depending on the type of account. For instance, if it is a "checking" account, the "debitedAt" date is required.
debitedAt	date-time	Debit date as seen on the bank statement. This property may not be set if the transaction is not yet debited. This can occurs if there's a differed payement.
bookedAt	date-time	Realization date of the transaction
amount	number	Amount of the transaction (negative if debit)
currency	string	Transaction's currency Default: EUR
enrichments6 fields	object	Properties computed by Algoan
category		Value computed by Credit Insights. This property describes the reason why a transaction is made.
string	string	Enum: `ALLOWANCE`,`ALLOWANCE_DISABILITY`,`ALLOWANCE_FAMILY`,`ALLOWANCE_HEALTH`,`ALLOWANCE_HOUSING`,`ALLOWANCE_INCOME_SUPPORT`,`ALLOWANCE_UNEMPLOYMENT`,`CREDIT_CARD_RESET`,`DISSAVING`,`FREELANCE`,`GAMBLING_GAIN`,`INTEREST`,`LOAN_DRAWDOWN_FAST`,`LOAN_DRAWDOWN_STUDENT`,`OTHER_ENTRY`,`RECEIVED_ALIMONY`,`REFUND`,`REFUND_EXPENSE_REPORT`,`REFUND_INSURANCE`,`REGULAR_INCOME`,`RENTAL_INCOME`,`RETIREMENT_PENSION`,`REVERSIONARY_PENSION`,`STATE_SUBSIDY`,`WAGE`,`WAGE_ADVANCE_PAYMENT`,`WAGE_BONUS`,`WAGE_SALARY_ADVANCE`
type	string	Value computed by Credit Insights. This property describes the mode of transaction. Enum: `CASH_DEPOSIT`,`CASH_WITHDRAWAL`,`CHECK_DEPOSIT`,`CHECK`,`INCOMING_TRANSFER`,`INCOMING_INTERNAL_TRANSFER`,`OUTGOING_TRANSFER`,`OUTGOING_INTERNAL_TRANSFER`,`CARD_REFUND`,`CARD`,`INCOMING_CARD`,`DIRECT_DEBIT`,`CREDIT`,`DEBIT`
isInternationalTransfer	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been transferred to or from a country other than the one specified in Credit Insights configuration.
isRejected	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been rejected or not. Deprecation notice: will be removed, instead use `relatedTransactions.rejectedOn: x` for `isRejected: true` and `counterPartId: x` `relatedTransactions.isRejectionOf: x` for `isRejected: false` and `counterPartId: x` Deprecated
counterPartId	string	Value computed by Credit Insights. Identifier of the counterpart transaction if the transaction is or has been rejected. Deprecation notice: will be removed, instead use `relatedTransactions.rejectedOn: x` for `isRejected: true` and `counterPartId: x` `relatedTransactions.isRejectionOf: x` for `isRejected: false` and `counterPartId: x` Deprecated
relatedTransactions10 fields	object	List of identifiers related to this transaction. The nature of relationship between one transaction and its relatives can be split into 5 natures: Payment rejection Payment retry Payment refund Internal transfers Deferred total payment
retryOf	string	Id corresponding to the rejected transaction being retried by this transaction Flexible link
retriedOn	string	Id of the transaction corresponding to the retry of this rejected transaction Flexible link
rejectionOf	string	Id of the rejected transaction corresponding to this transaction Robust link
rejectedOn	string	Id of the transaction corresponding to the rejection (positive transaction) of this rejected transaction Robust link
transferOf	string	Id of the outgoing internal transfer transaction (negative amount) resulting in this incoming internal transfer transaction Robust link
transferredOn	string	Id of the incoming internal transfer transaction (positive amount) corresponding to this outgoing internal transfer transaction Robust link
resetOf	string	Id of the deferred payment transaction on a CHECKING account this transaction is resulting from on a CREDIT_CARD account Robust link
resetOn	string	Id of the credit card reset transaction on a CREDIT_CARD account resulting from this deferred payment transaction occurring on a CHECKING account Robust link
refundOf	string	Id of the initial payment transaction that is refunded by this transaction Robust link
refundedOn	string	Id of the refund transaction (positive amount) corresponding to this transaction (negative amount) Robust link
isComing	boolean	Indicates if the transaction will be debited or credited on the account in the future
aggregator	object	Additional information relative to the transaction provided by the aggregator
id	string	id of the transaction provided by the aggregator
isNonAnalysed	boolean	Indicates if the transaction is included in the last generated analysis
feesTransactions10 fields	array[object]	Detected rejection fees. They may be disassociated from the rejections transaction as some rejections can be charged month after.
id	string	Unique transaction identifier
accountId	string	Algoan's account identifier
description	string	Description of the transaction. If description is an empty string, a 400 HTTP error will be returned.
dates	object	Dates associated with the transaction. At least one date is required, depending on the type of account. For instance, if it is a "checking" account, the "debitedAt" date is required.
debitedAt	date-time	Debit date as seen on the bank statement. This property may not be set if the transaction is not yet debited. This can occurs if there's a differed payement.
bookedAt	date-time	Realization date of the transaction
amount	number	Amount of the transaction (negative if debit)
currency	string	Transaction's currency Default: EUR
enrichments6 fields	object	Properties computed by Algoan
category		Value computed by Credit Insights. This property describes the reason why a transaction is made.
string	string	Enum: `ALLOWANCE`,`ALLOWANCE_DISABILITY`,`ALLOWANCE_FAMILY`,`ALLOWANCE_HEALTH`,`ALLOWANCE_HOUSING`,`ALLOWANCE_INCOME_SUPPORT`,`ALLOWANCE_UNEMPLOYMENT`,`CREDIT_CARD_RESET`,`DISSAVING`,`FREELANCE`,`GAMBLING_GAIN`,`INTEREST`,`LOAN_DRAWDOWN_FAST`,`LOAN_DRAWDOWN_STUDENT`,`OTHER_ENTRY`,`RECEIVED_ALIMONY`,`REFUND`,`REFUND_EXPENSE_REPORT`,`REFUND_INSURANCE`,`REGULAR_INCOME`,`RENTAL_INCOME`,`RETIREMENT_PENSION`,`REVERSIONARY_PENSION`,`STATE_SUBSIDY`,`WAGE`,`WAGE_ADVANCE_PAYMENT`,`WAGE_BONUS`,`WAGE_SALARY_ADVANCE`
type	string	Value computed by Credit Insights. This property describes the mode of transaction. Enum: `CASH_DEPOSIT`,`CASH_WITHDRAWAL`,`CHECK_DEPOSIT`,`CHECK`,`INCOMING_TRANSFER`,`INCOMING_INTERNAL_TRANSFER`,`OUTGOING_TRANSFER`,`OUTGOING_INTERNAL_TRANSFER`,`CARD_REFUND`,`CARD`,`INCOMING_CARD`,`DIRECT_DEBIT`,`CREDIT`,`DEBIT`
isInternationalTransfer	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been transferred to or from a country other than the one specified in Credit Insights configuration.
isRejected	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been rejected or not. Deprecation notice: will be removed, instead use `relatedTransactions.rejectedOn: x` for `isRejected: true` and `counterPartId: x` `relatedTransactions.isRejectionOf: x` for `isRejected: false` and `counterPartId: x` Deprecated
counterPartId	string	Value computed by Credit Insights. Identifier of the counterpart transaction if the transaction is or has been rejected. Deprecation notice: will be removed, instead use `relatedTransactions.rejectedOn: x` for `isRejected: true` and `counterPartId: x` `relatedTransactions.isRejectionOf: x` for `isRejected: false` and `counterPartId: x` Deprecated
relatedTransactions10 fields	object	List of identifiers related to this transaction. The nature of relationship between one transaction and its relatives can be split into 5 natures: Payment rejection Payment retry Payment refund Internal transfers Deferred total payment
retryOf	string	Id corresponding to the rejected transaction being retried by this transaction Flexible link
retriedOn	string	Id of the transaction corresponding to the retry of this rejected transaction Flexible link
rejectionOf	string	Id of the rejected transaction corresponding to this transaction Robust link
rejectedOn	string	Id of the transaction corresponding to the rejection (positive transaction) of this rejected transaction Robust link
transferOf	string	Id of the outgoing internal transfer transaction (negative amount) resulting in this incoming internal transfer transaction Robust link
transferredOn	string	Id of the incoming internal transfer transaction (positive amount) corresponding to this outgoing internal transfer transaction Robust link
resetOf	string	Id of the deferred payment transaction on a CHECKING account this transaction is resulting from on a CREDIT_CARD account Robust link
resetOn	string	Id of the credit card reset transaction on a CREDIT_CARD account resulting from this deferred payment transaction occurring on a CHECKING account Robust link
refundOf	string	Id of the initial payment transaction that is refunded by this transaction Robust link
refundedOn	string	Id of the refund transaction (positive amount) corresponding to this transaction (negative amount) Robust link
isComing	boolean	Indicates if the transaction will be debited or credited on the account in the future
aggregator	object	Additional information relative to the transaction provided by the aggregator
id	string	id of the transaction provided by the aggregator
isNonAnalysed	boolean	Indicates if the transaction is included in the last generated analysis
checkRejections4 fields	object
totalAmount	number	Total amount of the related transactions.
totalFeesAmount	number	Total amount of fees due to check rejection.
transactions10 fields	array[object]
id	string	Unique transaction identifier
accountId	string	Algoan's account identifier
description	string	Description of the transaction. If description is an empty string, a 400 HTTP error will be returned.
dates	object	Dates associated with the transaction. At least one date is required, depending on the type of account. For instance, if it is a "checking" account, the "debitedAt" date is required.
debitedAt	date-time	Debit date as seen on the bank statement. This property may not be set if the transaction is not yet debited. This can occurs if there's a differed payement.
bookedAt	date-time	Realization date of the transaction
amount	number	Amount of the transaction (negative if debit)
currency	string	Transaction's currency Default: EUR
enrichments6 fields	object	Properties computed by Algoan
category		Value computed by Credit Insights. This property describes the reason why a transaction is made.
string	string	Enum: `ALLOWANCE`,`ALLOWANCE_DISABILITY`,`ALLOWANCE_FAMILY`,`ALLOWANCE_HEALTH`,`ALLOWANCE_HOUSING`,`ALLOWANCE_INCOME_SUPPORT`,`ALLOWANCE_UNEMPLOYMENT`,`CREDIT_CARD_RESET`,`DISSAVING`,`FREELANCE`,`GAMBLING_GAIN`,`INTEREST`,`LOAN_DRAWDOWN_FAST`,`LOAN_DRAWDOWN_STUDENT`,`OTHER_ENTRY`,`RECEIVED_ALIMONY`,`REFUND`,`REFUND_EXPENSE_REPORT`,`REFUND_INSURANCE`,`REGULAR_INCOME`,`RENTAL_INCOME`,`RETIREMENT_PENSION`,`REVERSIONARY_PENSION`,`STATE_SUBSIDY`,`WAGE`,`WAGE_ADVANCE_PAYMENT`,`WAGE_BONUS`,`WAGE_SALARY_ADVANCE`
type	string	Value computed by Credit Insights. This property describes the mode of transaction. Enum: `CASH_DEPOSIT`,`CASH_WITHDRAWAL`,`CHECK_DEPOSIT`,`CHECK`,`INCOMING_TRANSFER`,`INCOMING_INTERNAL_TRANSFER`,`OUTGOING_TRANSFER`,`OUTGOING_INTERNAL_TRANSFER`,`CARD_REFUND`,`CARD`,`INCOMING_CARD`,`DIRECT_DEBIT`,`CREDIT`,`DEBIT`
isInternationalTransfer	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been transferred to or from a country other than the one specified in Credit Insights configuration.
isRejected	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been rejected or not. Deprecation notice: will be removed, instead use `relatedTransactions.rejectedOn: x` for `isRejected: true` and `counterPartId: x` `relatedTransactions.isRejectionOf: x` for `isRejected: false` and `counterPartId: x` Deprecated
counterPartId	string	Value computed by Credit Insights. Identifier of the counterpart transaction if the transaction is or has been rejected. Deprecation notice: will be removed, instead use `relatedTransactions.rejectedOn: x` for `isRejected: true` and `counterPartId: x` `relatedTransactions.isRejectionOf: x` for `isRejected: false` and `counterPartId: x` Deprecated
relatedTransactions10 fields	object	List of identifiers related to this transaction. The nature of relationship between one transaction and its relatives can be split into 5 natures: Payment rejection Payment retry Payment refund Internal transfers Deferred total payment
retryOf	string	Id corresponding to the rejected transaction being retried by this transaction Flexible link
retriedOn	string	Id of the transaction corresponding to the retry of this rejected transaction Flexible link
rejectionOf	string	Id of the rejected transaction corresponding to this transaction Robust link
rejectedOn	string	Id of the transaction corresponding to the rejection (positive transaction) of this rejected transaction Robust link
transferOf	string	Id of the outgoing internal transfer transaction (negative amount) resulting in this incoming internal transfer transaction Robust link
transferredOn	string	Id of the incoming internal transfer transaction (positive amount) corresponding to this outgoing internal transfer transaction Robust link
resetOf	string	Id of the deferred payment transaction on a CHECKING account this transaction is resulting from on a CREDIT_CARD account Robust link
resetOn	string	Id of the credit card reset transaction on a CREDIT_CARD account resulting from this deferred payment transaction occurring on a CHECKING account Robust link
refundOf	string	Id of the initial payment transaction that is refunded by this transaction Robust link
refundedOn	string	Id of the refund transaction (positive amount) corresponding to this transaction (negative amount) Robust link
isComing	boolean	Indicates if the transaction will be debited or credited on the account in the future
aggregator	object	Additional information relative to the transaction provided by the aggregator
id	string	id of the transaction provided by the aggregator
isNonAnalysed	boolean	Indicates if the transaction is included in the last generated analysis
feesTransactions10 fields	array[object]	Detected check rejection fees. They may be disassociated from the rejections transaction as some rejections can be charged month after.
id	string	Unique transaction identifier
accountId	string	Algoan's account identifier
description	string	Description of the transaction. If description is an empty string, a 400 HTTP error will be returned.
dates	object	Dates associated with the transaction. At least one date is required, depending on the type of account. For instance, if it is a "checking" account, the "debitedAt" date is required.
debitedAt	date-time	Debit date as seen on the bank statement. This property may not be set if the transaction is not yet debited. This can occurs if there's a differed payement.
bookedAt	date-time	Realization date of the transaction
amount	number	Amount of the transaction (negative if debit)
currency	string	Transaction's currency Default: EUR
enrichments6 fields	object	Properties computed by Algoan
category		Value computed by Credit Insights. This property describes the reason why a transaction is made.
string	string	Enum: `ALLOWANCE`,`ALLOWANCE_DISABILITY`,`ALLOWANCE_FAMILY`,`ALLOWANCE_HEALTH`,`ALLOWANCE_HOUSING`,`ALLOWANCE_INCOME_SUPPORT`,`ALLOWANCE_UNEMPLOYMENT`,`CREDIT_CARD_RESET`,`DISSAVING`,`FREELANCE`,`GAMBLING_GAIN`,`INTEREST`,`LOAN_DRAWDOWN_FAST`,`LOAN_DRAWDOWN_STUDENT`,`OTHER_ENTRY`,`RECEIVED_ALIMONY`,`REFUND`,`REFUND_EXPENSE_REPORT`,`REFUND_INSURANCE`,`REGULAR_INCOME`,`RENTAL_INCOME`,`RETIREMENT_PENSION`,`REVERSIONARY_PENSION`,`STATE_SUBSIDY`,`WAGE`,`WAGE_ADVANCE_PAYMENT`,`WAGE_BONUS`,`WAGE_SALARY_ADVANCE`
type	string	Value computed by Credit Insights. This property describes the mode of transaction. Enum: `CASH_DEPOSIT`,`CASH_WITHDRAWAL`,`CHECK_DEPOSIT`,`CHECK`,`INCOMING_TRANSFER`,`INCOMING_INTERNAL_TRANSFER`,`OUTGOING_TRANSFER`,`OUTGOING_INTERNAL_TRANSFER`,`CARD_REFUND`,`CARD`,`INCOMING_CARD`,`DIRECT_DEBIT`,`CREDIT`,`DEBIT`
isInternationalTransfer	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been transferred to or from a country other than the one specified in Credit Insights configuration.
isRejected	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been rejected or not. Deprecation notice: will be removed, instead use `relatedTransactions.rejectedOn: x` for `isRejected: true` and `counterPartId: x` `relatedTransactions.isRejectionOf: x` for `isRejected: false` and `counterPartId: x` Deprecated
counterPartId	string	Value computed by Credit Insights. Identifier of the counterpart transaction if the transaction is or has been rejected. Deprecation notice: will be removed, instead use `relatedTransactions.rejectedOn: x` for `isRejected: true` and `counterPartId: x` `relatedTransactions.isRejectionOf: x` for `isRejected: false` and `counterPartId: x` Deprecated
relatedTransactions10 fields	object	List of identifiers related to this transaction. The nature of relationship between one transaction and its relatives can be split into 5 natures: Payment rejection Payment retry Payment refund Internal transfers Deferred total payment
retryOf	string	Id corresponding to the rejected transaction being retried by this transaction Flexible link
retriedOn	string	Id of the transaction corresponding to the retry of this rejected transaction Flexible link
rejectionOf	string	Id of the rejected transaction corresponding to this transaction Robust link
rejectedOn	string	Id of the transaction corresponding to the rejection (positive transaction) of this rejected transaction Robust link
transferOf	string	Id of the outgoing internal transfer transaction (negative amount) resulting in this incoming internal transfer transaction Robust link
transferredOn	string	Id of the incoming internal transfer transaction (positive amount) corresponding to this outgoing internal transfer transaction Robust link
resetOf	string	Id of the deferred payment transaction on a CHECKING account this transaction is resulting from on a CREDIT_CARD account Robust link
resetOn	string	Id of the credit card reset transaction on a CREDIT_CARD account resulting from this deferred payment transaction occurring on a CHECKING account Robust link
refundOf	string	Id of the initial payment transaction that is refunded by this transaction Robust link
refundedOn	string	Id of the refund transaction (positive amount) corresponding to this transaction (negative amount) Robust link
isComing	boolean	Indicates if the transaction will be debited or credited on the account in the future
aggregator	object	Additional information relative to the transaction provided by the aggregator
id	string	id of the transaction provided by the aggregator
isNonAnalysed	boolean	Indicates if the transaction is included in the last generated analysis
interventionFees2 fields	object	These fees may occur when a bank charge its user when a operator has to intervene on the account. Usually this occurs after a payment rejection.
totalAmount	number	Total amount of the related transactions
transactions10 fields	array[object]
id	string	Unique transaction identifier
accountId	string	Algoan's account identifier
description	string	Description of the transaction. If description is an empty string, a 400 HTTP error will be returned.
dates	object	Dates associated with the transaction. At least one date is required, depending on the type of account. For instance, if it is a "checking" account, the "debitedAt" date is required.
debitedAt	date-time	Debit date as seen on the bank statement. This property may not be set if the transaction is not yet debited. This can occurs if there's a differed payement.
bookedAt	date-time	Realization date of the transaction
amount	number	Amount of the transaction (negative if debit)
currency	string	Transaction's currency Default: EUR
enrichments6 fields	object	Properties computed by Algoan
category		Value computed by Credit Insights. This property describes the reason why a transaction is made.
string	string	Enum: `ALLOWANCE`,`ALLOWANCE_DISABILITY`,`ALLOWANCE_FAMILY`,`ALLOWANCE_HEALTH`,`ALLOWANCE_HOUSING`,`ALLOWANCE_INCOME_SUPPORT`,`ALLOWANCE_UNEMPLOYMENT`,`CREDIT_CARD_RESET`,`DISSAVING`,`FREELANCE`,`GAMBLING_GAIN`,`INTEREST`,`LOAN_DRAWDOWN_FAST`,`LOAN_DRAWDOWN_STUDENT`,`OTHER_ENTRY`,`RECEIVED_ALIMONY`,`REFUND`,`REFUND_EXPENSE_REPORT`,`REFUND_INSURANCE`,`REGULAR_INCOME`,`RENTAL_INCOME`,`RETIREMENT_PENSION`,`REVERSIONARY_PENSION`,`STATE_SUBSIDY`,`WAGE`,`WAGE_ADVANCE_PAYMENT`,`WAGE_BONUS`,`WAGE_SALARY_ADVANCE`
type	string	Value computed by Credit Insights. This property describes the mode of transaction. Enum: `CASH_DEPOSIT`,`CASH_WITHDRAWAL`,`CHECK_DEPOSIT`,`CHECK`,`INCOMING_TRANSFER`,`INCOMING_INTERNAL_TRANSFER`,`OUTGOING_TRANSFER`,`OUTGOING_INTERNAL_TRANSFER`,`CARD_REFUND`,`CARD`,`INCOMING_CARD`,`DIRECT_DEBIT`,`CREDIT`,`DEBIT`
isInternationalTransfer	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been transferred to or from a country other than the one specified in Credit Insights configuration.
isRejected	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been rejected or not. Deprecation notice: will be removed, instead use `relatedTransactions.rejectedOn: x` for `isRejected: true` and `counterPartId: x` `relatedTransactions.isRejectionOf: x` for `isRejected: false` and `counterPartId: x` Deprecated
counterPartId	string	Value computed by Credit Insights. Identifier of the counterpart transaction if the transaction is or has been rejected. Deprecation notice: will be removed, instead use `relatedTransactions.rejectedOn: x` for `isRejected: true` and `counterPartId: x` `relatedTransactions.isRejectionOf: x` for `isRejected: false` and `counterPartId: x` Deprecated
relatedTransactions10 fields	object	List of identifiers related to this transaction. The nature of relationship between one transaction and its relatives can be split into 5 natures: Payment rejection Payment retry Payment refund Internal transfers Deferred total payment
retryOf	string	Id corresponding to the rejected transaction being retried by this transaction Flexible link
retriedOn	string	Id of the transaction corresponding to the retry of this rejected transaction Flexible link
rejectionOf	string	Id of the rejected transaction corresponding to this transaction Robust link
rejectedOn	string	Id of the transaction corresponding to the rejection (positive transaction) of this rejected transaction Robust link
transferOf	string	Id of the outgoing internal transfer transaction (negative amount) resulting in this incoming internal transfer transaction Robust link
transferredOn	string	Id of the incoming internal transfer transaction (positive amount) corresponding to this outgoing internal transfer transaction Robust link
resetOf	string	Id of the deferred payment transaction on a CHECKING account this transaction is resulting from on a CREDIT_CARD account Robust link
resetOn	string	Id of the credit card reset transaction on a CREDIT_CARD account resulting from this deferred payment transaction occurring on a CHECKING account Robust link
refundOf	string	Id of the initial payment transaction that is refunded by this transaction Robust link
refundedOn	string	Id of the refund transaction (positive amount) corresponding to this transaction (negative amount) Robust link
isComing	boolean	Indicates if the transaction will be debited or credited on the account in the future
aggregator	object	Additional information relative to the transaction provided by the aggregator
id	string	id of the transaction provided by the aggregator
isNonAnalysed	boolean	Indicates if the transaction is included in the last generated analysis
overdraft3 fields	object	User's overdraft behaviour.
minimumBalanceReached	number	Lowest balance detected
duration	number	Number of days in overdraft. This number is the sum of all overdraft period.
fees2 fields	object	Overdrafts fees transaction detail
totalAmount	number	Total amount of the related transactions
transactions10 fields	array[object]
id	string	Unique transaction identifier
accountId	string	Algoan's account identifier
description	string	Description of the transaction. If description is an empty string, a 400 HTTP error will be returned.
dates	object	Dates associated with the transaction. At least one date is required, depending on the type of account. For instance, if it is a "checking" account, the "debitedAt" date is required.
debitedAt	date-time	Debit date as seen on the bank statement. This property may not be set if the transaction is not yet debited. This can occurs if there's a differed payement.
bookedAt	date-time	Realization date of the transaction
amount	number	Amount of the transaction (negative if debit)
currency	string	Transaction's currency Default: EUR
enrichments6 fields	object	Properties computed by Algoan
category		Value computed by Credit Insights. This property describes the reason why a transaction is made.
string	string	Enum: `ALLOWANCE`,`ALLOWANCE_DISABILITY`,`ALLOWANCE_FAMILY`,`ALLOWANCE_HEALTH`,`ALLOWANCE_HOUSING`,`ALLOWANCE_INCOME_SUPPORT`,`ALLOWANCE_UNEMPLOYMENT`,`CREDIT_CARD_RESET`,`DISSAVING`,`FREELANCE`,`GAMBLING_GAIN`,`INTEREST`,`LOAN_DRAWDOWN_FAST`,`LOAN_DRAWDOWN_STUDENT`,`OTHER_ENTRY`,`RECEIVED_ALIMONY`,`REFUND`,`REFUND_EXPENSE_REPORT`,`REFUND_INSURANCE`,`REGULAR_INCOME`,`RENTAL_INCOME`,`RETIREMENT_PENSION`,`REVERSIONARY_PENSION`,`STATE_SUBSIDY`,`WAGE`,`WAGE_ADVANCE_PAYMENT`,`WAGE_BONUS`,`WAGE_SALARY_ADVANCE`
type	string	Value computed by Credit Insights. This property describes the mode of transaction. Enum: `CASH_DEPOSIT`,`CASH_WITHDRAWAL`,`CHECK_DEPOSIT`,`CHECK`,`INCOMING_TRANSFER`,`INCOMING_INTERNAL_TRANSFER`,`OUTGOING_TRANSFER`,`OUTGOING_INTERNAL_TRANSFER`,`CARD_REFUND`,`CARD`,`INCOMING_CARD`,`DIRECT_DEBIT`,`CREDIT`,`DEBIT`
isInternationalTransfer	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been transferred to or from a country other than the one specified in Credit Insights configuration.
isRejected	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been rejected or not. Deprecation notice: will be removed, instead use `relatedTransactions.rejectedOn: x` for `isRejected: true` and `counterPartId: x` `relatedTransactions.isRejectionOf: x` for `isRejected: false` and `counterPartId: x` Deprecated
counterPartId	string	Value computed by Credit Insights. Identifier of the counterpart transaction if the transaction is or has been rejected. Deprecation notice: will be removed, instead use `relatedTransactions.rejectedOn: x` for `isRejected: true` and `counterPartId: x` `relatedTransactions.isRejectionOf: x` for `isRejected: false` and `counterPartId: x` Deprecated
relatedTransactions10 fields	object	List of identifiers related to this transaction. The nature of relationship between one transaction and its relatives can be split into 5 natures: Payment rejection Payment retry Payment refund Internal transfers Deferred total payment
retryOf	string	Id corresponding to the rejected transaction being retried by this transaction Flexible link
retriedOn	string	Id of the transaction corresponding to the retry of this rejected transaction Flexible link
rejectionOf	string	Id of the rejected transaction corresponding to this transaction Robust link
rejectedOn	string	Id of the transaction corresponding to the rejection (positive transaction) of this rejected transaction Robust link
transferOf	string	Id of the outgoing internal transfer transaction (negative amount) resulting in this incoming internal transfer transaction Robust link
transferredOn	string	Id of the incoming internal transfer transaction (positive amount) corresponding to this outgoing internal transfer transaction Robust link
resetOf	string	Id of the deferred payment transaction on a CHECKING account this transaction is resulting from on a CREDIT_CARD account Robust link
resetOn	string	Id of the credit card reset transaction on a CREDIT_CARD account resulting from this deferred payment transaction occurring on a CHECKING account Robust link
refundOf	string	Id of the initial payment transaction that is refunded by this transaction Robust link
refundedOn	string	Id of the refund transaction (positive amount) corresponding to this transaction (negative amount) Robust link
isComing	boolean	Indicates if the transaction will be debited or credited on the account in the future
aggregator	object	Additional information relative to the transaction provided by the aggregator
id	string	id of the transaction provided by the aggregator
isNonAnalysed	boolean	Indicates if the transaction is included in the last generated analysis
heavyFailures2 fields	object	Events that occurs after either a juridic decision or when an institution fetch its due directly on the users account.
directRecoveryOfDebt2 fields	object
totalAmount	number	Total amount of the related transactions
transactions10 fields	array[object]
id	string	Unique transaction identifier
accountId	string	Algoan's account identifier
description	string	Description of the transaction. If description is an empty string, a 400 HTTP error will be returned.
dates	object	Dates associated with the transaction. At least one date is required, depending on the type of account. For instance, if it is a "checking" account, the "debitedAt" date is required.
debitedAt	date-time	Debit date as seen on the bank statement. This property may not be set if the transaction is not yet debited. This can occurs if there's a differed payement.
bookedAt	date-time	Realization date of the transaction
amount	number	Amount of the transaction (negative if debit)
currency	string	Transaction's currency Default: EUR
enrichments6 fields	object	Properties computed by Algoan
category		Value computed by Credit Insights. This property describes the reason why a transaction is made.
string	string	Enum: `ALLOWANCE`,`ALLOWANCE_DISABILITY`,`ALLOWANCE_FAMILY`,`ALLOWANCE_HEALTH`,`ALLOWANCE_HOUSING`,`ALLOWANCE_INCOME_SUPPORT`,`ALLOWANCE_UNEMPLOYMENT`,`CREDIT_CARD_RESET`,`DISSAVING`,`FREELANCE`,`GAMBLING_GAIN`,`INTEREST`,`LOAN_DRAWDOWN_FAST`,`LOAN_DRAWDOWN_STUDENT`,`OTHER_ENTRY`,`RECEIVED_ALIMONY`,`REFUND`,`REFUND_EXPENSE_REPORT`,`REFUND_INSURANCE`,`REGULAR_INCOME`,`RENTAL_INCOME`,`RETIREMENT_PENSION`,`REVERSIONARY_PENSION`,`STATE_SUBSIDY`,`WAGE`,`WAGE_ADVANCE_PAYMENT`,`WAGE_BONUS`,`WAGE_SALARY_ADVANCE`
type	string	Value computed by Credit Insights. This property describes the mode of transaction. Enum: `CASH_DEPOSIT`,`CASH_WITHDRAWAL`,`CHECK_DEPOSIT`,`CHECK`,`INCOMING_TRANSFER`,`INCOMING_INTERNAL_TRANSFER`,`OUTGOING_TRANSFER`,`OUTGOING_INTERNAL_TRANSFER`,`CARD_REFUND`,`CARD`,`INCOMING_CARD`,`DIRECT_DEBIT`,`CREDIT`,`DEBIT`
isInternationalTransfer	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been transferred to or from a country other than the one specified in Credit Insights configuration.
isRejected	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been rejected or not. Deprecation notice: will be removed, instead use `relatedTransactions.rejectedOn: x` for `isRejected: true` and `counterPartId: x` `relatedTransactions.isRejectionOf: x` for `isRejected: false` and `counterPartId: x` Deprecated
counterPartId	string	Value computed by Credit Insights. Identifier of the counterpart transaction if the transaction is or has been rejected. Deprecation notice: will be removed, instead use `relatedTransactions.rejectedOn: x` for `isRejected: true` and `counterPartId: x` `relatedTransactions.isRejectionOf: x` for `isRejected: false` and `counterPartId: x` Deprecated
relatedTransactions10 fields	object	List of identifiers related to this transaction. The nature of relationship between one transaction and its relatives can be split into 5 natures: Payment rejection Payment retry Payment refund Internal transfers Deferred total payment
retryOf	string	Id corresponding to the rejected transaction being retried by this transaction Flexible link
retriedOn	string	Id of the transaction corresponding to the retry of this rejected transaction Flexible link
rejectionOf	string	Id of the rejected transaction corresponding to this transaction Robust link
rejectedOn	string	Id of the transaction corresponding to the rejection (positive transaction) of this rejected transaction Robust link
transferOf	string	Id of the outgoing internal transfer transaction (negative amount) resulting in this incoming internal transfer transaction Robust link
transferredOn	string	Id of the incoming internal transfer transaction (positive amount) corresponding to this outgoing internal transfer transaction Robust link
resetOf	string	Id of the deferred payment transaction on a CHECKING account this transaction is resulting from on a CREDIT_CARD account Robust link
resetOn	string	Id of the credit card reset transaction on a CREDIT_CARD account resulting from this deferred payment transaction occurring on a CHECKING account Robust link
refundOf	string	Id of the initial payment transaction that is refunded by this transaction Robust link
refundedOn	string	Id of the refund transaction (positive amount) corresponding to this transaction (negative amount) Robust link
isComing	boolean	Indicates if the transaction will be debited or credited on the account in the future
aggregator	object	Additional information relative to the transaction provided by the aggregator
id	string	id of the transaction provided by the aggregator
isNonAnalysed	boolean	Indicates if the transaction is included in the last generated analysis
bankAccountSeizure2 fields	object
totalAmount	number	Total amount of the related transactions
transactions10 fields	array[object]
id	string	Unique transaction identifier
accountId	string	Algoan's account identifier
description	string	Description of the transaction. If description is an empty string, a 400 HTTP error will be returned.
dates	object	Dates associated with the transaction. At least one date is required, depending on the type of account. For instance, if it is a "checking" account, the "debitedAt" date is required.
debitedAt	date-time	Debit date as seen on the bank statement. This property may not be set if the transaction is not yet debited. This can occurs if there's a differed payement.
bookedAt	date-time	Realization date of the transaction
amount	number	Amount of the transaction (negative if debit)
currency	string	Transaction's currency Default: EUR
enrichments6 fields	object	Properties computed by Algoan
category		Value computed by Credit Insights. This property describes the reason why a transaction is made.
string	string	Enum: `ALLOWANCE`,`ALLOWANCE_DISABILITY`,`ALLOWANCE_FAMILY`,`ALLOWANCE_HEALTH`,`ALLOWANCE_HOUSING`,`ALLOWANCE_INCOME_SUPPORT`,`ALLOWANCE_UNEMPLOYMENT`,`CREDIT_CARD_RESET`,`DISSAVING`,`FREELANCE`,`GAMBLING_GAIN`,`INTEREST`,`LOAN_DRAWDOWN_FAST`,`LOAN_DRAWDOWN_STUDENT`,`OTHER_ENTRY`,`RECEIVED_ALIMONY`,`REFUND`,`REFUND_EXPENSE_REPORT`,`REFUND_INSURANCE`,`REGULAR_INCOME`,`RENTAL_INCOME`,`RETIREMENT_PENSION`,`REVERSIONARY_PENSION`,`STATE_SUBSIDY`,`WAGE`,`WAGE_ADVANCE_PAYMENT`,`WAGE_BONUS`,`WAGE_SALARY_ADVANCE`
type	string	Value computed by Credit Insights. This property describes the mode of transaction. Enum: `CASH_DEPOSIT`,`CASH_WITHDRAWAL`,`CHECK_DEPOSIT`,`CHECK`,`INCOMING_TRANSFER`,`INCOMING_INTERNAL_TRANSFER`,`OUTGOING_TRANSFER`,`OUTGOING_INTERNAL_TRANSFER`,`CARD_REFUND`,`CARD`,`INCOMING_CARD`,`DIRECT_DEBIT`,`CREDIT`,`DEBIT`
isInternationalTransfer	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been transferred to or from a country other than the one specified in Credit Insights configuration.
isRejected	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been rejected or not. Deprecation notice: will be removed, instead use `relatedTransactions.rejectedOn: x` for `isRejected: true` and `counterPartId: x` `relatedTransactions.isRejectionOf: x` for `isRejected: false` and `counterPartId: x` Deprecated
counterPartId	string	Value computed by Credit Insights. Identifier of the counterpart transaction if the transaction is or has been rejected. Deprecation notice: will be removed, instead use `relatedTransactions.rejectedOn: x` for `isRejected: true` and `counterPartId: x` `relatedTransactions.isRejectionOf: x` for `isRejected: false` and `counterPartId: x` Deprecated
relatedTransactions10 fields	object	List of identifiers related to this transaction. The nature of relationship between one transaction and its relatives can be split into 5 natures: Payment rejection Payment retry Payment refund Internal transfers Deferred total payment
retryOf	string	Id corresponding to the rejected transaction being retried by this transaction Flexible link
retriedOn	string	Id of the transaction corresponding to the retry of this rejected transaction Flexible link
rejectionOf	string	Id of the rejected transaction corresponding to this transaction Robust link
rejectedOn	string	Id of the transaction corresponding to the rejection (positive transaction) of this rejected transaction Robust link
transferOf	string	Id of the outgoing internal transfer transaction (negative amount) resulting in this incoming internal transfer transaction Robust link
transferredOn	string	Id of the incoming internal transfer transaction (positive amount) corresponding to this outgoing internal transfer transaction Robust link
resetOf	string	Id of the deferred payment transaction on a CHECKING account this transaction is resulting from on a CREDIT_CARD account Robust link
resetOn	string	Id of the credit card reset transaction on a CREDIT_CARD account resulting from this deferred payment transaction occurring on a CHECKING account Robust link
refundOf	string	Id of the initial payment transaction that is refunded by this transaction Robust link
refundedOn	string	Id of the refund transaction (positive amount) corresponding to this transaction (negative amount) Robust link
isComing	boolean	Indicates if the transaction will be debited or credited on the account in the future
aggregator	object	Additional information relative to the transaction provided by the aggregator
id	string	id of the transaction provided by the aggregator
isNonAnalysed	boolean	Indicates if the transaction is included in the last generated analysis
wageAdvance2 fields	object
totalAmount	number	Total amount of the related transactions
transactions10 fields	array[object]
id	string	Unique transaction identifier
accountId	string	Algoan's account identifier
description	string	Description of the transaction. If description is an empty string, a 400 HTTP error will be returned.
dates	object	Dates associated with the transaction. At least one date is required, depending on the type of account. For instance, if it is a "checking" account, the "debitedAt" date is required.
debitedAt	date-time	Debit date as seen on the bank statement. This property may not be set if the transaction is not yet debited. This can occurs if there's a differed payement.
bookedAt	date-time	Realization date of the transaction
amount	number	Amount of the transaction (negative if debit)
currency	string	Transaction's currency Default: EUR
enrichments6 fields	object	Properties computed by Algoan
category		Value computed by Credit Insights. This property describes the reason why a transaction is made.
string	string	Enum: `ALLOWANCE`,`ALLOWANCE_DISABILITY`,`ALLOWANCE_FAMILY`,`ALLOWANCE_HEALTH`,`ALLOWANCE_HOUSING`,`ALLOWANCE_INCOME_SUPPORT`,`ALLOWANCE_UNEMPLOYMENT`,`CREDIT_CARD_RESET`,`DISSAVING`,`FREELANCE`,`GAMBLING_GAIN`,`INTEREST`,`LOAN_DRAWDOWN_FAST`,`LOAN_DRAWDOWN_STUDENT`,`OTHER_ENTRY`,`RECEIVED_ALIMONY`,`REFUND`,`REFUND_EXPENSE_REPORT`,`REFUND_INSURANCE`,`REGULAR_INCOME`,`RENTAL_INCOME`,`RETIREMENT_PENSION`,`REVERSIONARY_PENSION`,`STATE_SUBSIDY`,`WAGE`,`WAGE_ADVANCE_PAYMENT`,`WAGE_BONUS`,`WAGE_SALARY_ADVANCE`
type	string	Value computed by Credit Insights. This property describes the mode of transaction. Enum: `CASH_DEPOSIT`,`CASH_WITHDRAWAL`,`CHECK_DEPOSIT`,`CHECK`,`INCOMING_TRANSFER`,`INCOMING_INTERNAL_TRANSFER`,`OUTGOING_TRANSFER`,`OUTGOING_INTERNAL_TRANSFER`,`CARD_REFUND`,`CARD`,`INCOMING_CARD`,`DIRECT_DEBIT`,`CREDIT`,`DEBIT`
isInternationalTransfer	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been transferred to or from a country other than the one specified in Credit Insights configuration.
isRejected	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been rejected or not. Deprecation notice: will be removed, instead use `relatedTransactions.rejectedOn: x` for `isRejected: true` and `counterPartId: x` `relatedTransactions.isRejectionOf: x` for `isRejected: false` and `counterPartId: x` Deprecated
counterPartId	string	Value computed by Credit Insights. Identifier of the counterpart transaction if the transaction is or has been rejected. Deprecation notice: will be removed, instead use `relatedTransactions.rejectedOn: x` for `isRejected: true` and `counterPartId: x` `relatedTransactions.isRejectionOf: x` for `isRejected: false` and `counterPartId: x` Deprecated
relatedTransactions10 fields	object	List of identifiers related to this transaction. The nature of relationship between one transaction and its relatives can be split into 5 natures: Payment rejection Payment retry Payment refund Internal transfers Deferred total payment
retryOf	string	Id corresponding to the rejected transaction being retried by this transaction Flexible link
retriedOn	string	Id of the transaction corresponding to the retry of this rejected transaction Flexible link
rejectionOf	string	Id of the rejected transaction corresponding to this transaction Robust link
rejectedOn	string	Id of the transaction corresponding to the rejection (positive transaction) of this rejected transaction Robust link
transferOf	string	Id of the outgoing internal transfer transaction (negative amount) resulting in this incoming internal transfer transaction Robust link
transferredOn	string	Id of the incoming internal transfer transaction (positive amount) corresponding to this outgoing internal transfer transaction Robust link
resetOf	string	Id of the deferred payment transaction on a CHECKING account this transaction is resulting from on a CREDIT_CARD account Robust link
resetOn	string	Id of the credit card reset transaction on a CREDIT_CARD account resulting from this deferred payment transaction occurring on a CHECKING account Robust link
refundOf	string	Id of the initial payment transaction that is refunded by this transaction Robust link
refundedOn	string	Id of the refund transaction (positive amount) corresponding to this transaction (negative amount) Robust link
isComing	boolean	Indicates if the transaction will be debited or credited on the account in the future
aggregator	object	Additional information relative to the transaction provided by the aggregator
id	string	id of the transaction provided by the aggregator
isNonAnalysed	boolean	Indicates if the transaction is included in the last generated analysis
debtCollection2 fields	object	Repayment recovered by a specialized organization (for litigations/defaulted payments)
totalAmount	number	Total amount of the related transactions
transactions10 fields	array[object]
id	string	Unique transaction identifier
accountId	string	Algoan's account identifier
description	string	Description of the transaction. If description is an empty string, a 400 HTTP error will be returned.
dates	object	Dates associated with the transaction. At least one date is required, depending on the type of account. For instance, if it is a "checking" account, the "debitedAt" date is required.
debitedAt	date-time	Debit date as seen on the bank statement. This property may not be set if the transaction is not yet debited. This can occurs if there's a differed payement.
bookedAt	date-time	Realization date of the transaction
amount	number	Amount of the transaction (negative if debit)
currency	string	Transaction's currency Default: EUR
enrichments6 fields	object	Properties computed by Algoan
category		Value computed by Credit Insights. This property describes the reason why a transaction is made.
string	string	Enum: `ALLOWANCE`,`ALLOWANCE_DISABILITY`,`ALLOWANCE_FAMILY`,`ALLOWANCE_HEALTH`,`ALLOWANCE_HOUSING`,`ALLOWANCE_INCOME_SUPPORT`,`ALLOWANCE_UNEMPLOYMENT`,`CREDIT_CARD_RESET`,`DISSAVING`,`FREELANCE`,`GAMBLING_GAIN`,`INTEREST`,`LOAN_DRAWDOWN_FAST`,`LOAN_DRAWDOWN_STUDENT`,`OTHER_ENTRY`,`RECEIVED_ALIMONY`,`REFUND`,`REFUND_EXPENSE_REPORT`,`REFUND_INSURANCE`,`REGULAR_INCOME`,`RENTAL_INCOME`,`RETIREMENT_PENSION`,`REVERSIONARY_PENSION`,`STATE_SUBSIDY`,`WAGE`,`WAGE_ADVANCE_PAYMENT`,`WAGE_BONUS`,`WAGE_SALARY_ADVANCE`
type	string	Value computed by Credit Insights. This property describes the mode of transaction. Enum: `CASH_DEPOSIT`,`CASH_WITHDRAWAL`,`CHECK_DEPOSIT`,`CHECK`,`INCOMING_TRANSFER`,`INCOMING_INTERNAL_TRANSFER`,`OUTGOING_TRANSFER`,`OUTGOING_INTERNAL_TRANSFER`,`CARD_REFUND`,`CARD`,`INCOMING_CARD`,`DIRECT_DEBIT`,`CREDIT`,`DEBIT`
isInternationalTransfer	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been transferred to or from a country other than the one specified in Credit Insights configuration.
isRejected	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been rejected or not. Deprecation notice: will be removed, instead use `relatedTransactions.rejectedOn: x` for `isRejected: true` and `counterPartId: x` `relatedTransactions.isRejectionOf: x` for `isRejected: false` and `counterPartId: x` Deprecated
counterPartId	string	Value computed by Credit Insights. Identifier of the counterpart transaction if the transaction is or has been rejected. Deprecation notice: will be removed, instead use `relatedTransactions.rejectedOn: x` for `isRejected: true` and `counterPartId: x` `relatedTransactions.isRejectionOf: x` for `isRejected: false` and `counterPartId: x` Deprecated
relatedTransactions10 fields	object	List of identifiers related to this transaction. The nature of relationship between one transaction and its relatives can be split into 5 natures: Payment rejection Payment retry Payment refund Internal transfers Deferred total payment
retryOf	string	Id corresponding to the rejected transaction being retried by this transaction Flexible link
retriedOn	string	Id of the transaction corresponding to the retry of this rejected transaction Flexible link
rejectionOf	string	Id of the rejected transaction corresponding to this transaction Robust link
rejectedOn	string	Id of the transaction corresponding to the rejection (positive transaction) of this rejected transaction Robust link
transferOf	string	Id of the outgoing internal transfer transaction (negative amount) resulting in this incoming internal transfer transaction Robust link
transferredOn	string	Id of the incoming internal transfer transaction (positive amount) corresponding to this outgoing internal transfer transaction Robust link
resetOf	string	Id of the deferred payment transaction on a CHECKING account this transaction is resulting from on a CREDIT_CARD account Robust link
resetOn	string	Id of the credit card reset transaction on a CREDIT_CARD account resulting from this deferred payment transaction occurring on a CHECKING account Robust link
refundOf	string	Id of the initial payment transaction that is refunded by this transaction Robust link
refundedOn	string	Id of the refund transaction (positive amount) corresponding to this transaction (negative amount) Robust link
isComing	boolean	Indicates if the transaction will be debited or credited on the account in the future
aggregator	object	Additional information relative to the transaction provided by the aggregator
id	string	id of the transaction provided by the aggregator
isNonAnalysed	boolean	Indicates if the transaction is included in the last generated analysis
bailiff2 fields	object	Payment recovered by a bailiff
totalAmount	number	Total amount of the related transactions
transactions10 fields	array[object]
id	string	Unique transaction identifier
accountId	string	Algoan's account identifier
description	string	Description of the transaction. If description is an empty string, a 400 HTTP error will be returned.
dates	object	Dates associated with the transaction. At least one date is required, depending on the type of account. For instance, if it is a "checking" account, the "debitedAt" date is required.
debitedAt	date-time	Debit date as seen on the bank statement. This property may not be set if the transaction is not yet debited. This can occurs if there's a differed payement.
bookedAt	date-time	Realization date of the transaction
amount	number	Amount of the transaction (negative if debit)
currency	string	Transaction's currency Default: EUR
enrichments6 fields	object	Properties computed by Algoan
category		Value computed by Credit Insights. This property describes the reason why a transaction is made.
string	string	Enum: `ALLOWANCE`,`ALLOWANCE_DISABILITY`,`ALLOWANCE_FAMILY`,`ALLOWANCE_HEALTH`,`ALLOWANCE_HOUSING`,`ALLOWANCE_INCOME_SUPPORT`,`ALLOWANCE_UNEMPLOYMENT`,`CREDIT_CARD_RESET`,`DISSAVING`,`FREELANCE`,`GAMBLING_GAIN`,`INTEREST`,`LOAN_DRAWDOWN_FAST`,`LOAN_DRAWDOWN_STUDENT`,`OTHER_ENTRY`,`RECEIVED_ALIMONY`,`REFUND`,`REFUND_EXPENSE_REPORT`,`REFUND_INSURANCE`,`REGULAR_INCOME`,`RENTAL_INCOME`,`RETIREMENT_PENSION`,`REVERSIONARY_PENSION`,`STATE_SUBSIDY`,`WAGE`,`WAGE_ADVANCE_PAYMENT`,`WAGE_BONUS`,`WAGE_SALARY_ADVANCE`
type	string	Value computed by Credit Insights. This property describes the mode of transaction. Enum: `CASH_DEPOSIT`,`CASH_WITHDRAWAL`,`CHECK_DEPOSIT`,`CHECK`,`INCOMING_TRANSFER`,`INCOMING_INTERNAL_TRANSFER`,`OUTGOING_TRANSFER`,`OUTGOING_INTERNAL_TRANSFER`,`CARD_REFUND`,`CARD`,`INCOMING_CARD`,`DIRECT_DEBIT`,`CREDIT`,`DEBIT`
isInternationalTransfer	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been transferred to or from a country other than the one specified in Credit Insights configuration.
isRejected	boolean	Boolean computed by Credit Insights. Indicates if the transaction has been rejected or not. Deprecation notice: will be removed, instead use `relatedTransactions.rejectedOn: x` for `isRejected: true` and `counterPartId: x` `relatedTransactions.isRejectionOf: x` for `isRejected: false` and `counterPartId: x` Deprecated
counterPartId	string	Value computed by Credit Insights. Identifier of the counterpart transaction if the transaction is or has been rejected. Deprecation notice: will be removed, instead use `relatedTransactions.rejectedOn: x` for `isRejected: true` and `counterPartId: x` `relatedTransactions.isRejectionOf: x` for `isRejected: false` and `counterPartId: x` Deprecated
relatedTransactions10 fields	object	List of identifiers related to this transaction. The nature of relationship between one transaction and its relatives can be split into 5 natures: Payment rejection Payment retry Payment refund Internal transfers Deferred total payment
retryOf	string	Id corresponding to the rejected transaction being retried by this transaction Flexible link
retriedOn	string	Id of the transaction corresponding to the retry of this rejected transaction Flexible link
rejectionOf	string	Id of the rejected transaction corresponding to this transaction Robust link
rejectedOn	string	Id of the transaction corresponding to the rejection (positive transaction) of this rejected transaction Robust link
transferOf	string	Id of the outgoing internal transfer transaction (negative amount) resulting in this incoming internal transfer transaction Robust link
transferredOn	string	Id of the incoming internal transfer transaction (positive amount) corresponding to this outgoing internal transfer transaction Robust link
resetOf	string	Id of the deferred payment transaction on a CHECKING account this transaction is resulting from on a CREDIT_CARD account Robust link
resetOn	string	Id of the credit card reset transaction on a CREDIT_CARD account resulting from this deferred payment transaction occurring on a CHECKING account Robust link
refundOf	string	Id of the initial payment transaction that is refunded by this transaction Robust link
refundedOn	string	Id of the refund transaction (positive amount) corresponding to this transaction (negative amount) Robust link
isComing	boolean	Indicates if the transaction will be debited or credited on the account in the future
aggregator	object	Additional information relative to the transaction provided by the aggregator
id	string	id of the transaction provided by the aggregator
isNonAnalysed	boolean	Indicates if the transaction is included in the last generated analysis
scores2 fields	object	Scores assessing the probability of default Depending on your Score configuration you can have one or many scores computed. Each score will be billed independently.
creditScore3 fields	object	default score with a 12-month horizon
version	string	Score's version
value	number	Between 0 and 1000. 0 is risky, 1000 is safe. This number is a transformation of the probability of default that is usually set between 0 and 1 (where 0 is safe and 1 is risky) maximum: 1000 minimum: 0
indicators	object	Indicators about credit score behavior. These values reflect the behavior of the score in a way that is comprehensible for the human eye. Each of them is like an axis where the value varies from -5 to 5. The combination of these numbers is correlated to the score value. A negative value means the axis impacts the score value in a bad way where a positive value can inflate the score value. This representation is a mirror of Algoan Score. Its objective is to provide keys to an understanding of Score for a specific customer.
paymentScore	object	default score with a 4-month horizon
version	string	Score's version
value	number	Between 1 and 10. 1 is risky, 10 is safe. This number represents the interval of risk. It's based on a transformation of the probability of default maximum: 10 minimum: 1
error	object	This property is defined if the analysis is in an `ERROR` state
code	string	Description : `NOT_ENOUGH_TRANSACTIONS`: At least 20 transactions debited between YYYY-MM-DD and YYYY-MM-DD are required to compute the analysis. `CURRENCY_NOT_SUPPORTED`: No checking or credit card accounts with currency EUR have been detected `USAGE_NOT_SUPPORTED`: No personal checking or credit card accounts have been detected `NO_CHECKING_ACCOUNT`: At least one `PERSONAL` checking account with currency `EUR` is required for an analysis `ACCOUNT_TYPE_NOT_SUPPORTED`: At least one checking account is required to compute the analysis `OWNERSHIP_NOT_SUPPORTED`: No checking or credit card accounts with ownership different than ATTORNEY have been detected `LOW_ACTIVITY_SCORE`: The activity score is too low to compute the analysis. This error requires to be activated in the project configuration. `ZERO_INCOME`: The income is equal to 0. This error requires to be activated in the project configuration. Enum: `INTERNAL_ERROR`,`NOT_ENOUGH_TRANSACTIONS`,`CURRENCY_NOT_SUPPORTED`,`USAGE_NOT_SUPPORTED`,`NO_CHECKING_ACCOUNT`,`ACCOUNT_TYPE_NOT_SUPPORTED`,`OWNERSHIP_NOT_SUPPORTED`,`LOW_ACTIVITY_SCORE`,`ZERO_INCOME`
message	string	A human readable error message

400

Bad request

401

Unauthorized, please make sure you are properly authenticated

403

Forbidden, please make sure you are allowed to use this route

404

Analysis not found

Response

 
{
 "id": "{string}", "format": "{string}", "parameters": {...},
 "status": "{string}", "source": "{string}", "dataOrigin": "{string}", "createdAt": "{date-time}", "updatedAt": "{date-time}", "metadata": {...},
 "creditInsights": {...},
 "scores": {...},
 "error": {...}
}
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