Loans

The Loans group lists user's loan repayments and drawdowns detected in their bank accounts.

Comparing the totalAmount of loan repayment with the income helps to quickly estimate the debt to income ratio.

The LendingOrganization feature is based on an algorithm that is not available in all markets. As of today, we are only able to detect the company's name and staffing for projects with the "France 🇫🇷" market. This property can be found in the JSON below under "transactions".

Data sample

Loans can be retrieved using the GET /credit-insights/loans endpoint:

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LoansData sample