Activity Score PRO

The Activity Score Pro measures how active the bank accounts aggregated by a company are based on their bank transactions. It ranges from 0 to 100. A score above 50 indicates sufficient activity.

What drives a good score?

A good score is achieved when:

• Data history is sufficiently long and detailed.

• There are no significant gaps in operational expense (OPEX) transactions.

• No internal transfers are detected without a known counterpart account.

• At least one key activity signal is present amongst revenue, taxes, payrolls, and other common expenses.

What penalizes the score?

Low-quality data is heavily penalized and difficult to recover from.

Non-exhaustivity also penalizes the score and is identified through internal transfers without a matching counterpart account.

This score helps ensure that only complete and reliable data has been aggregated (i.e., activity score above 50), in order to make a proper credit decision based on transactional data.